Rtm tx mgmt 1st 20 min at Atrium Health Union

600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 13, 2026

$90.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.48 with Partners vs $171.62 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $23.48 ↓ -74%
Amerihealth Caritas Managed Medicaid $23.67 ↓ -74%
Alliance Managed Medicaid $23.90 ↓ -74%
Carolina Complete Health Managed Medicaid $24.12 ↓ -73%
Wellcare Managed Medicaid $24.12 ↓ -73%
Healthy Blue Managed Medicaid $24.12 ↓ -73%
United Healthcare Managed Medicaid $24.21 ↓ -73%
Vaya Managed Medicaid $24.35 ↓ -73%
Trillium Managed Medicaid $24.84 ↓ -73%
Alliance Behavioral Health $27.95 ↓ -69%
Cigna Healthspring Medicare Advantage $28.40 ↓ -69%
Humana Medicare Advantage $28.97 ↓ -68%
Aetna Medicare Advantage $29.39 ↓ -67%
United Healthcare Medicare Advantage $29.47 ↓ -67%
Ortho Carolina Commercial $35.50 ↓ -61%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $43.86 ↓ -51%
Aetna Connected North Carolina Individual HMO $47.87 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $51.05 ↓ -43%
Ambetter CoBranded Commercial $53.85 ↓ -40%
Ambetter Individual Commercial $65.58 ↓ -27%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $67.18 ↓ -26%
Aetna Whole Health HMO $71.72 ↓ -21%
United Healthcare IEX Commercial $72.62 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $73.52 ↓ -19%
Cigna Commercial NB $78.22 ↓ -13%
Employers Health Network Commercial $79.85 ↓ -12%
Aetna Broad Network $82.74 ↓ -8%
United Healthcare HMO-PPO Managed Care $85.63 ↓ -5%
Cigna HMO-PPO Managed Care $93.58 ↑ +4%
MedCost Ultra $97.55 ↑ +8%
Magellan Behavioral Health $108.39 ↑ +20%
Aetna First Health Commercial $110.20 ↑ +22%
GMMI Commercial $117.42 ↑ +30%
Quik Trip Commercial $117.42 ↑ +30%
MedCost PPO $117.42 ↑ +30%
Cigna Commercial SAR $121.94 ↑ +35%
Healthgram Commercial $144.52 ↑ +60%
ChoiceCare Commercial $153.55 ↑ +70%
First Health Commercial $153.55 ↑ +70%
Private Health Care Systems Commercial $162.59 ↑ +80%
Provider Select Commercial $162.59 ↑ +80%
Beechstreet Commercial $162.59 ↑ +80%
Multiplan Commercial $171.62 ↑ +90%
Physician Reach Out Plan P not published by hospital
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Rtm tx mgmt 1st 20 min at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $90.33 $26.33 – $171.62
Atrium Health Behavioral Health Charlotte Charlotte $90.33 $26.59 – $158.97
Atrium Health Cabarrus Concord $90.33 $22.17 – $171.62
Atrium Health Cleveland Shelby $90.33 $25.29 – $171.62
Atrium Health Lincoln Lincolnton $90.33 $20.38 – $171.62
Atrium Health Mercy Charlotte $90.33 $26.33 – $166.20
Atrium Health Pineville Charlotte $90.33 $18.07 – $166.20
Atrium Health Stanly Albermarle $90.33 $21.68 – $173.42

All North-carolina hospitals for this procedure →