healthcosts.net
Pr planning advance care 1st 30 minutes at Atrium Health Union
600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325
$92.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$185.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24.08 with Partners vs $166.73 with Beechstreet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $24.08 | ↓ -74% |
| Amerihealth Caritas | Managed Medicaid | $24.27 | ↓ -74% |
| Alliance | Managed Medicaid | $24.51 | ↓ -74% |
| Carolina Complete Health | Managed Medicaid | $24.73 | ↓ -73% |
| Healthy Blue | Managed Medicaid | $24.73 | ↓ -73% |
| Wellcare | Managed Medicaid | $24.73 | ↓ -73% |
| United Healthcare | Managed Medicaid | $24.82 | ↓ -73% |
| Vaya | Managed Medicaid | $24.97 | ↓ -73% |
| Trillium | Managed Medicaid | $25.47 | ↓ -73% |
| Alliance | Behavioral Health | $28.66 | ↓ -69% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $44.98 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $49.09 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $52.35 | ↓ -43% |
| Ambetter | CoBranded Commercial | $55.22 | ↓ -40% |
| Ambetter | Individual Commercial | $67.25 | ↓ -27% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $68.89 | ↓ -26% |
| Cigna Healthspring | Medicare Advantage | $69.84 | ↓ -25% |
| Humana | Medicare Advantage | $71.24 | ↓ -23% |
| Aetna | Medicare Advantage | $72.28 | ↓ -22% |
| United Healthcare | Medicare Advantage | $72.48 | ↓ -22% |
| Aetna | Whole Health HMO | $73.54 | ↓ -21% |
| United Healthcare | IEX Commercial | $74.47 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $75.40 | ↓ -19% |
| Cigna | Commercial NB | $80.21 | ↓ -13% |
| Employers Health Network | Commercial | $81.88 | ↓ -12% |
| Aetna | Broad Network | $84.84 | ↓ -8% |
| Ortho Carolina | Commercial | $87.30 | ↓ -6% |
| United Healthcare | HMO-PPO Managed Care | $87.81 | ↓ -5% |
| Physician Reach Out | Plan P | $92.63 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $95.96 | ↑ +4% |
| MedCost | Ultra | $100.04 | ↑ +8% |
| Magellan | Behavioral Health | $111.15 | ↑ +20% |
| Aetna First Health | Commercial | $113.00 | ↑ +22% |
| GMMI | Commercial | $120.41 | ↑ +30% |
| Quik Trip | Commercial | $120.41 | ↑ +30% |
| MedCost | PPO | $120.41 | ↑ +30% |
| Cigna | Commercial SAR | $125.04 | ↑ +35% |
| Healthgram | Commercial | $141.16 | ↑ +52% |
| Multiplan | Commercial | $148.20 | ↑ +60% |
| ChoiceCare | Commercial | $150.09 | ↑ +62% |
| First Health | Commercial | $157.46 | ↑ +70% |
| Private Health Care Systems | Commercial | $166.73 | ↑ +80% |
| Provider Select | Commercial | $166.73 | ↑ +80% |
| Beechstreet | Commercial | $166.73 | ↑ +80% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Pr planning advance care 1st 30 minutes at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $92.63 | $27.71 – $170.43 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $92.63 | $35.20 – $185.25 |
| Atrium Health Cabarrus | Concord | $92.63 | $22.73 – $166.73 |
| Atrium Health Cleveland | Shelby | $92.63 | $25.94 – $170.43 |
| Atrium Health Lincoln | Lincolnton | $92.63 | $20.90 – $166.73 |
| Atrium Health Mercy | Charlotte | $92.63 | $40.40 – $166.73 |
| Atrium Health Pineville | Charlotte | $92.63 | $18.53 – $166.73 |
| Atrium Health Stanly | Albermarle | $92.63 | $22.23 – $174.14 |