Kit sound processor cochlear osia 2 at Atrium Health Union
600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325
$148.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$297.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.68 with Partners vs $2,612.85 with Ortho Carolina — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $38.68 | ↓ -74% |
| Amerihealth Caritas | Managed Medicaid | $38.97 | ↓ -74% |
| Alliance | Managed Medicaid | $39.36 | ↓ -74% |
| Wellcare | Managed Medicaid | $39.72 | ↓ -73% |
| Carolina Complete Health | Managed Medicaid | $39.72 | ↓ -73% |
| Healthy Blue | Managed Medicaid | $39.72 | ↓ -73% |
| United Healthcare | Managed Medicaid | $39.87 | ↓ -73% |
| Vaya | Managed Medicaid | $40.10 | ↓ -73% |
| Trillium | Managed Medicaid | $40.91 | ↓ -72% |
| Alliance | Behavioral Health | $46.02 | ↓ -69% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $47.57 | ↓ -68% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $63.81 | ↓ -57% |
| Aetna | Connected North Carolina Individual HMO | $78.84 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $83.98 | ↓ -44% |
| Ambetter | CoBranded Commercial | $88.68 | ↓ -40% |
| Ambetter | Individual Commercial | $107.99 | ↓ -27% |
| Aetna | Whole Health HMO | $118.11 | ↓ -21% |
| United Healthcare | IEX Commercial | $119.60 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $121.08 | ↓ -19% |
| Cigna | Commercial NB | $128.82 | ↓ -13% |
| Employers Health Network | Commercial | $131.50 | ↓ -12% |
| Cigna | HMO-PPO Managed Care | $135.07 | ↓ -9% |
| Aetna | Broad Network | $136.26 | ↓ -8% |
| United Healthcare | HMO-PPO Managed Care | $141.02 | ↓ -5% |
| MedCost | Ultra | $160.65 | ↑ +8% |
| Magellan | Behavioral Health | $178.50 | ↑ +20% |
| Aetna First Health | Commercial | $181.48 | ↑ +22% |
| Quik Trip | Commercial | $193.38 | ↑ +30% |
| GMMI | Commercial | $193.38 | ↑ +30% |
| MedCost | PPO | $193.38 | ↑ +30% |
| Cigna | Commercial SAR | $200.81 | ↑ +35% |
| Healthgram | Commercial | $238.00 | ↑ +60% |
| First Health | Commercial | $252.88 | ↑ +70% |
| ChoiceCare | Commercial | $252.88 | ↑ +70% |
| Beechstreet | Commercial | $267.75 | ↑ +80% |
| Private Health Care Systems | Commercial | $267.75 | ↑ +80% |
| Provider Select | Commercial | $267.75 | ↑ +80% |
| Multiplan | Commercial | $282.63 | ↑ +90% |
| Humana | Medicare Advantage | $2,132.09 | ↑ +1333% |
| Aetna | Medicare Advantage | $2,163.44 | ↑ +1354% |
| Cigna Healthspring | Medicare Advantage | $2,194.79 | ↑ +1375% |
| United Healthcare | Medicare Advantage | $2,201.27 | ↑ +1380% |
| Ortho Carolina | Commercial | $2,612.85 | ↑ +1657% |
| Physician Reach Out | Plan P | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |