Family therapy without pt 50min 90846 at Atrium Health Union

600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 13, 2026

$56.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$113.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.20 with Partners vs $121.06 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $7.20 ↓ -87%
Amerihealth Caritas Managed Medicaid $7.25 ↓ -87%
Alliance Managed Medicaid $7.32 ↓ -87%
Wellcare Managed Medicaid $7.39 ↓ -87%
Carolina Complete Health Managed Medicaid $7.39 ↓ -87%
Healthy Blue Managed Medicaid $7.39 ↓ -87%
United Healthcare Managed Medicaid $7.42 ↓ -87%
Vaya Managed Medicaid $7.46 ↓ -87%
Trillium Managed Medicaid $7.61 ↓ -87%
Alliance Behavioral Health $8.56 ↓ -85%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $13.44 ↓ -76%
Aetna Connected North Carolina Individual HMO $14.67 ↓ -74%
Blue Cross Blue Shield of North Carolina Local Group Commercial $15.64 ↓ -73%
Ambetter CoBranded Commercial $16.50 ↓ -71%
Ambetter Individual Commercial $20.09 ↓ -65%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $20.58 ↓ -64%
Aetna Whole Health HMO $21.97 ↓ -61%
United Healthcare IEX Commercial $22.25 ↓ -61%
Aetna North Carolina Preferred Plus Commercial $22.53 ↓ -60%
Cigna Commercial NB $23.97 ↓ -58%
Employers Health Network Commercial $24.46 ↓ -57%
Aetna Broad Network $25.35 ↓ -55%
United Healthcare HMO-PPO Managed Care $26.24 ↓ -54%
Cigna HMO-PPO Managed Care $28.67 ↓ -50%
MedCost Ultra $29.89 ↓ -47%
Magellan Behavioral Health $33.21 ↓ -42%
Aetna First Health Commercial $33.76 ↓ -41%
Quik Trip Commercial $35.98 ↓ -37%
GMMI Commercial $35.98 ↓ -37%
MedCost PPO $35.98 ↓ -37%
Cigna Commercial SAR $37.36 ↓ -34%
Healthgram Commercial $44.28 ↓ -22%
First Health Commercial $47.05 ↓ -17%
ChoiceCare Commercial $47.05 ↓ -17%
Beechstreet Commercial $49.82 ↓ -12%
Private Health Care Systems Commercial $49.82 ↓ -12%
Provider Select Commercial $49.82 ↓ -12%
Multiplan Commercial $52.58 ↓ -8%
Cigna Healthspring Medicare Advantage $96.85 ↑ +70%
Humana Medicare Advantage $98.79 ↑ +74%
Aetna Medicare Advantage $100.24 ↑ +76%
United Healthcare Medicare Advantage $100.52 ↑ +77%
Ortho Carolina Commercial $121.06 ↑ +113%
Physician Reach Out Plan P not published by hospital
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Family therapy without pt 50min 90846 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $56.90 $8.28 – $98.79
Atrium Health Behavioral Health Charlotte Charlotte $56.90 $10.52 – $55.35
Atrium Health Cabarrus Concord $56.90 $6.79 – $121.06
Atrium Health Cleveland Shelby $56.90 $7.75 – $98.79
Atrium Health Lincoln Lincolnton $56.90 $6.24 – $121.06
Atrium Health Mercy Charlotte $56.90 $12.07 – $121.06
Atrium Health Pineville Charlotte $56.90 $5.54 – $121.06
Atrium Health Stanly Albermarle $56.90 $6.64 – $98.79

All North-carolina hospitals for this procedure →