Esrd srv 4 vsts p mo 12-19 at Atrium Health Union

600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$515.77 with Trillium vs $1,646.37 with Blue Cross Blue Shield of North Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $515.77
United Healthcare Managed Medicaid $520.93
Wellcare Managed Medicaid $520.93
Amerihealth Caritas Managed Medicaid $520.93
Healthy Blue Managed Medicaid $520.93
Carolina Complete Health Managed Medicaid $520.93
Vaya Managed Medicaid $520.93
Partners Managed Medicaid $520.93
Alliance Managed Medicaid $526.09
Cigna Healthspring Medicare Advantage $713.75
Humana Medicare Advantage $728.03
Aetna Medicare Advantage $738.73
United Healthcare Medicare Advantage $740.77
Ortho Carolina Commercial $892.19
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $1,646.37

Visitor-reported prices

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Esrd srv 4 vsts p mo 12-19 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro not published $515.77 – $1,646.37
Atrium Health Behavioral Health Charlotte Charlotte not published $520.93 – $749.44
Atrium Health Cabarrus Concord not published $515.77 – $1,646.37
Atrium Health Cleveland Shelby not published $515.77 – $1,646.37
Atrium Health Lincoln Lincolnton not published $515.77 – $1,646.37
Atrium Health Mercy Charlotte not published $515.77 – $1,646.37
Atrium Health Pineville Charlotte not published $515.77 – $1,646.37
Atrium Health Stanly Albermarle not published $515.77 – $1,646.37

All North-carolina hospitals for this procedure →