#cf-97variants at Atrium Health Union
600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325
$667.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,335.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.58 with Partners vs $1,268.44 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $173.58 | ↓ -74% |
| Amerihealth Caritas | Managed Medicaid | $174.91 | ↓ -74% |
| Alliance | Managed Medicaid | $176.65 | ↓ -74% |
| Healthy Blue | Managed Medicaid | $178.25 | ↓ -73% |
| Wellcare | Managed Medicaid | $178.25 | ↓ -73% |
| Carolina Complete Health | Managed Medicaid | $178.25 | ↓ -73% |
| United Healthcare | Managed Medicaid | $178.92 | ↓ -73% |
| Vaya | Managed Medicaid | $179.98 | ↓ -73% |
| Trillium | Managed Medicaid | $183.59 | ↓ -73% |
| Alliance | Behavioral Health | $206.56 | ↓ -69% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $324.19 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $353.83 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $377.33 | ↓ -43% |
| Ambetter | CoBranded Commercial | $398.02 | ↓ -40% |
| Ambetter | Individual Commercial | $484.68 | ↓ -27% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $496.56 | ↓ -26% |
| Aetna | Whole Health HMO | $530.07 | ↓ -21% |
| United Healthcare | IEX Commercial | $536.75 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $543.43 | ↓ -19% |
| Humana | Medicare Advantage | $567.73 | ↓ -15% |
| Aetna | Medicare Advantage | $576.08 | ↓ -14% |
| Cigna | Commercial NB | $578.14 | ↓ -13% |
| Cigna Healthspring | Medicare Advantage | $584.43 | ↓ -12% |
| United Healthcare | Medicare Advantage | $586.16 | ↓ -12% |
| Employers Health Network | Commercial | $590.16 | ↓ -12% |
| Aetna | Broad Network | $611.52 | ↓ -8% |
| United Healthcare | HMO-PPO Managed Care | $632.88 | ↓ -5% |
| Cigna | HMO-PPO Managed Care | $691.63 | ↑ +4% |
| Ortho Carolina | Commercial | $695.75 | ↑ +4% |
| MedCost | Ultra | $721.01 | ↑ +8% |
| Magellan | Behavioral Health | $801.12 | ↑ +20% |
| Aetna First Health | Commercial | $814.47 | ↑ +22% |
| GMMI | Commercial | $867.88 | ↑ +30% |
| Quik Trip | Commercial | $867.88 | ↑ +30% |
| MedCost | PPO | $867.88 | ↑ +30% |
| Cigna | Commercial SAR | $901.26 | ↑ +35% |
| Healthgram | Commercial | $1,068.16 | ↑ +60% |
| ChoiceCare | Commercial | $1,134.92 | ↑ +70% |
| First Health | Commercial | $1,134.92 | ↑ +70% |
| Private Health Care Systems | Commercial | $1,201.68 | ↑ +80% |
| Provider Select | Commercial | $1,201.68 | ↑ +80% |
| Beechstreet | Commercial | $1,201.68 | ↑ +80% |
| Multiplan | Commercial | $1,268.44 | ↑ +90% |
| Physician Reach Out | Plan P | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
#cf-97variants at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $667.60 | $199.75 – $1,268.44 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $667.60 | $253.69 – $1,335.20 |
| Atrium Health Cabarrus | Concord | $667.60 | $163.83 – $1,268.44 |
| Atrium Health Cleveland | Shelby | $667.60 | $186.93 – $1,268.44 |
| Atrium Health Lincoln | Lincolnton | $667.60 | $150.61 – $1,268.44 |
| Atrium Health Mercy | Charlotte | $667.60 | $232.33 – $1,228.38 |
| Atrium Health Pineville | Charlotte | $667.60 | $133.52 – $1,228.38 |
| Atrium Health Stanly | Albermarle | $667.60 | $160.22 – $1,281.79 |