Analysis; simple cranial nerv pulse gen prgrmg 95976 at Atrium Health Union

600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 13, 2026

$373.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$746.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.94 with Trillium vs $709.13 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $33.94 ↓ -91%
Wellcare Managed Medicaid $34.28 ↓ -91%
Carolina Complete Health Managed Medicaid $34.28 ↓ -91%
Partners Managed Medicaid $34.28 ↓ -91%
United Healthcare Managed Medicaid $34.28 ↓ -91%
Amerihealth Caritas Managed Medicaid $34.28 ↓ -91%
Healthy Blue Managed Medicaid $34.28 ↓ -91%
Vaya Managed Medicaid $34.28 ↓ -91%
Cigna Healthspring Medicare Advantage $34.57 ↓ -91%
Alliance Managed Medicaid $34.62 ↓ -91%
Humana Medicare Advantage $35.26 ↓ -91%
Aetna Medicare Advantage $35.78 ↓ -90%
United Healthcare Medicare Advantage $35.88 ↓ -90%
Ortho Carolina Commercial $43.21 ↓ -88%
Aetna North Carolina Preferred Plus Commercial $77.78 ↓ -79%
Aetna Broad Network $85.82 ↓ -77%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $95.46 ↓ -74%
ChoiceCare Commercial $95.46 ↓ -74%
United Healthcare HMO-PPO Managed Care $98.85 ↓ -74%
Alliance Behavioral Health $115.48 ↓ -69%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $118.86 ↓ -68%
Aetna Connected North Carolina Individual HMO $197.81 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $210.95 ↓ -43%
Ambetter CoBranded Commercial $222.52 ↓ -40%
Ambetter Individual Commercial $270.96 ↓ -27%
Aetna Whole Health HMO $296.34 ↓ -21%
United Healthcare IEX Commercial $300.07 ↓ -20%
Cigna Commercial NB $323.21 ↓ -13%
Employers Health Network Commercial $329.93 ↓ -12%
Cigna HMO-PPO Managed Care $386.66 ↑ +4%
MedCost Ultra $403.08 ↑ +8%
Magellan Behavioral Health $447.87 ↑ +20%
Aetna First Health Commercial $455.33 ↑ +22%
Quik Trip Commercial $485.19 ↑ +30%
GMMI Commercial $485.19 ↑ +30%
MedCost PPO $485.19 ↑ +30%
Cigna Commercial SAR $503.85 ↑ +35%
Healthgram Commercial $597.16 ↑ +60%
First Health Commercial $634.48 ↑ +70%
Provider Select Commercial $671.81 ↑ +80%
Beechstreet Commercial $671.81 ↑ +80%
Private Health Care Systems Commercial $671.81 ↑ +80%
Multiplan Commercial $709.13 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan P not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Analysis; simple cranial nerv pulse gen prgrmg 95976 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $373.23 $33.94 – $709.13
Atrium Health Behavioral Health Charlotte Charlotte $373.23 $34.28 – $656.88
Atrium Health Cabarrus Concord $373.23 $33.94 – $709.13
Atrium Health Cleveland Shelby $373.23 $33.94 – $709.13
Atrium Health Lincoln Lincolnton $373.23 $33.94 – $709.13
Atrium Health Mercy Charlotte $373.23 $33.94 – $686.73
Atrium Health Pineville Charlotte $373.23 $33.94 – $686.73
Atrium Health Stanly Albermarle $373.23 $33.94 – $716.59

All North-carolina hospitals for this procedure →