2d tte w or without fol w/con,co at Atrium Health Union
600 Hospital Dr, Monroe, NC · Atrium Health · · NPI 1396790325
$715.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,431.85
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$186.14 with Partners vs $1,360.26 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $186.14 | ↓ -74% |
| Amerihealth Caritas | Managed Medicaid | $187.57 | ↓ -74% |
| Alliance | Managed Medicaid | $189.43 | ↓ -74% |
| Healthy Blue | Managed Medicaid | $191.15 | ↓ -73% |
| Wellcare | Managed Medicaid | $191.15 | ↓ -73% |
| Carolina Complete Health | Managed Medicaid | $191.15 | ↓ -73% |
| United Healthcare | Managed Medicaid | $191.87 | ↓ -73% |
| Vaya | Managed Medicaid | $193.01 | ↓ -73% |
| Trillium | Managed Medicaid | $196.88 | ↓ -73% |
| Alliance | Behavioral Health | $221.51 | ↓ -69% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $347.65 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $379.44 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $404.64 | ↓ -43% |
| Ambetter | CoBranded Commercial | $426.83 | ↓ -40% |
| Ambetter | Individual Commercial | $519.76 | ↓ -27% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $532.51 | ↓ -26% |
| Aetna | Whole Health HMO | $568.44 | ↓ -21% |
| United Healthcare | IEX Commercial | $575.60 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $582.76 | ↓ -19% |
| Cigna | Commercial NB | $619.99 | ↓ -13% |
| Employers Health Network | Commercial | $632.88 | ↓ -12% |
| Aetna | Broad Network | $655.79 | ↓ -8% |
| United Healthcare | HMO-PPO Managed Care | $678.70 | ↓ -5% |
| Cigna | HMO-PPO Managed Care | $741.70 | ↑ +4% |
| Humana | Medicare Advantage | $766.45 | ↑ +7% |
| MedCost | Ultra | $773.20 | ↑ +8% |
| Aetna | Medicare Advantage | $777.73 | ↑ +9% |
| Cigna Healthspring | Medicare Advantage | $789.00 | ↑ +10% |
| United Healthcare | Medicare Advantage | $791.33 | ↑ +11% |
| Magellan | Behavioral Health | $859.11 | ↑ +20% |
| Aetna First Health | Commercial | $873.43 | ↑ +22% |
| GMMI | Commercial | $930.70 | ↑ +30% |
| Quik Trip | Commercial | $930.70 | ↑ +30% |
| MedCost | PPO | $930.70 | ↑ +30% |
| Ortho Carolina | Commercial | $939.28 | ↑ +31% |
| Cigna | Commercial SAR | $966.50 | ↑ +35% |
| Healthgram | Commercial | $1,145.48 | ↑ +60% |
| ChoiceCare | Commercial | $1,217.07 | ↑ +70% |
| First Health | Commercial | $1,217.07 | ↑ +70% |
| Private Health Care Systems | Commercial | $1,288.67 | ↑ +80% |
| Provider Select | Commercial | $1,288.67 | ↑ +80% |
| Beechstreet | Commercial | $1,288.67 | ↑ +80% |
| Multiplan | Commercial | $1,360.26 | ↑ +90% |
| Physician Reach Out | Plan P | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
2d tte w or without fol w/con,co at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $715.93 | $214.20 – $1,360.26 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $715.93 | $272.05 – $1,431.85 |
| Atrium Health Cabarrus | Concord | $715.93 | $175.69 – $1,360.26 |
| Atrium Health Cleveland | Shelby | $715.93 | $200.46 – $1,360.26 |
| Atrium Health Lincoln | Lincolnton | $715.93 | $161.51 – $1,360.26 |
| Atrium Health Mercy | Charlotte | $715.93 | $261.30 – $1,317.30 |
| Atrium Health Pineville | Charlotte | $715.93 | $143.19 – $1,317.30 |
| Atrium Health Stanly | Albermarle | $715.93 | $171.82 – $1,374.58 |