healthcosts.net

Pelvic MRI (with and without contrast) at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$2,648.58

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,297.15

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.49 with Trillium vs $5,032.29 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $93.49 ↓ -96%
United Healthcare Managed Medicaid $94.42 ↓ -96%
Wellcare Managed Medicaid $94.42 ↓ -96%
Partners Managed Medicaid $94.42 ↓ -96%
Healthy Blue Managed Medicaid $94.42 ↓ -96%
Vaya Managed Medicaid $94.42 ↓ -96%
Amerihealth Caritas Managed Medicaid $94.42 ↓ -96%
Carolina Complete Health Managed Medicaid $94.42 ↓ -96%
Alliance Managed Medicaid $95.36 ↓ -96%
Cigna Healthspring Medicare Advantage $97.41 ↓ -96%
Humana Medicare Advantage $99.36 ↓ -96%
Aetna Medicare Advantage $100.82 ↓ -96%
United Healthcare Medicare Advantage $101.10 ↓ -96%
OrthoCarolina Commercial $121.76 ↓ -95%
Aetna North Carolina Preferred Plus $204.27 ↓ -92%
United Healthcare HMO-PPO Managed Care $290.13 ↓ -89%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $435.32 ↓ -84%
Alliance Behavioral Health $603.35 ↓ -77%
Aetna Broad Network $1,020.00 ↓ -61%
Aetna Connected North Carolina Individual HMO $1,403.74 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $1,518.69 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $1,600.80 ↓ -40%
Ambetter CoBranded Commercial $1,732.70 ↓ -35%
Ambetter Individual Commercial $1,970.54 ↓ -26%
United Healthcare IEX Commercial $2,129.45 ↓ -20%
Aetna Whole Health HMO $2,161.24 ↓ -18%
Cigna Commercial NB $2,293.67 ↓ -13%
Employers Health Network Commercial $2,341.34 ↓ -12%
MedCost Ultra $2,494.96 ↓ -6%
Physician Reach Out Plan P $2,648.58 ↑ +0%
Cigna HMO-PPO Managed Care $2,839.27 ↑ +7%
Quik Trip Commercial $3,443.15 ↑ +30%
GMMI Commercial $3,443.15 ↑ +30%
MedCost PPO $3,464.34 ↑ +31%
Cigna Commercial SAR $3,575.58 ↑ +35%
ChoiceCare Commercial $4,343.66 ↑ +64%
First Health Commercial $4,502.58 ↑ +70%
Aetna First Health Commercial $4,502.58 ↑ +70%
Beechstreet Commercial $4,767.44 ↑ +80%
Private Health Care Systems Commercial $4,767.44 ↑ +80%
Multiplan Commercial $5,032.29 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pelvic MRI (with and without contrast) at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $2,648.58 $93.49 – $5,032.29
Atrium Health Behavioral Health Charlotte Charlotte $2,648.58 $94.42 – $4,661.49
Atrium Health Cleveland Shelby $2,648.58 $93.49 – $5,032.29
Atrium Health Cabarrus Concord $2,648.58 $93.49 – $5,032.29
Atrium Health Mercy Charlotte $2,648.58 $93.49 – $4,873.38
Atrium Health Pineville Charlotte $2,648.58 $93.49 – $4,873.38
Atrium Health Stanly Albermarle $2,648.58 $93.49 – $5,085.26
Atrium Health Union Monroe $2,648.58 $93.49 – $5,032.29

All North-carolina hospitals for this procedure →