Nr lnr acclrtr tx max 5 sessions at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$9,394.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,788.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$876.84 with Cigna Healthspring vs $17,849.22 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $876.84 ↓ -91%
Humana Medicare Advantage $894.38 ↓ -90%
Aetna Medicare Advantage $907.53 ↓ -90%
United Healthcare Medicare Advantage $910.03 ↓ -90%
OrthoCarolina Commercial $1,096.05 ↓ -88%
Trillium Managed Medicaid $1,203.95 ↓ -87%
Vaya Managed Medicaid $1,215.99 ↓ -87%
Wellcare Managed Medicaid $1,215.99 ↓ -87%
Partners Managed Medicaid $1,215.99 ↓ -87%
United Healthcare Managed Medicaid $1,215.99 ↓ -87%
Amerihealth Caritas Managed Medicaid $1,215.99 ↓ -87%
Healthy Blue Managed Medicaid $1,215.99 ↓ -87%
Carolina Complete Health Managed Medicaid $1,215.99 ↓ -87%
Alliance Managed Medicaid $1,228.03 ↓ -87%
Alliance Behavioral Health $2,140.03 ↓ -77%
Aetna Connected North Carolina Individual HMO $4,978.99 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $5,386.71 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $5,677.93 ↓ -40%
Ambetter CoBranded Commercial $6,145.77 ↓ -35%
Ambetter Individual Commercial $6,989.38 ↓ -26%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $7,088.96 ↓ -25%
United Healthcare IEX Commercial $7,553.04 ↓ -20%
Aetna Whole Health HMO $7,665.77 ↓ -18%
Cigna Commercial NB $8,135.49 ↓ -13%
Employers Health Network Commercial $8,304.58 ↓ -12%
Aetna North Carolina Preferred Plus $8,736.72 ↓ -7%
MedCost Ultra $8,849.45 ↓ -6%
Physician Reach Out Plan P $9,394.33 ↑ +0%
Aetna Broad Network $9,845.25 ↑ +5%
Cigna HMO-PPO Managed Care $10,070.72 ↑ +7%
United Healthcare HMO-PPO Managed Care $10,709.53 ↑ +14%
Quik Trip Commercial $12,212.62 ↑ +30%
GMMI Commercial $12,212.62 ↑ +30%
MedCost PPO $12,287.78 ↑ +31%
Cigna Commercial SAR $12,682.34 ↑ +35%
ChoiceCare Commercial $15,406.69 ↑ +64%
Aetna First Health Commercial $15,970.35 ↑ +70%
First Health Commercial $15,970.35 ↑ +70%
Beechstreet Commercial $16,909.79 ↑ +80%
Private Health Care Systems Commercial $16,909.79 ↑ +80%
Multiplan Commercial $17,849.22 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $9,394.33 $876.84 – $17,849.22
Atrium Health Behavioral Health Charlotte Charlotte $9,394.33 $876.84 – $16,534.01
Atrium Health Cabarrus Concord $9,394.33 $876.84 – $17,849.22
Atrium Health Cleveland Shelby $9,394.33 $876.84 – $17,849.22
Atrium Health Mercy Charlotte $9,394.33 $876.84 – $17,285.56
Atrium Health Pineville Charlotte $9,394.33 $876.84 – $17,285.56
Atrium Health Stanly Albermarle $9,394.33 $876.84 – $18,037.10
Atrium Health Union Monroe $9,394.33 $876.84 – $17,849.22

All North-carolina hospitals for this procedure →