Ghs layer closure 2.6 - 7.5 cm - 12042 at Atrium Health Lincoln
433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054
$454.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$909.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.57 with Amerihealth Caritas vs $863.84 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth Caritas | Managed Medicaid | $102.57 | ↓ -77% |
| Alliance | Behavioral Health | $103.57 | ↓ -77% |
| Healthy Blue | Managed Medicaid | $104.48 | ↓ -77% |
| Wellcare | Managed Medicaid | $104.48 | ↓ -77% |
| Carolina Complete Health | Managed Medicaid | $104.48 | ↓ -77% |
| Vaya | Managed Medicaid | $105.48 | ↓ -77% |
| Partners | Managed Medicaid | $105.48 | ↓ -77% |
| Alliance | Managed Medicaid | $106.57 | ↓ -77% |
| Trillium | Managed Medicaid | $107.57 | ↓ -76% |
| United Healthcare | Managed Medicaid | $144.12 | ↓ -68% |
| Cigna Healthspring | Medicare Advantage | $180.91 | ↓ -60% |
| Humana | Medicare Advantage | $184.53 | ↓ -59% |
| Aetna | Medicare Advantage | $187.24 | ↓ -59% |
| United Healthcare | Medicare Advantage | $187.76 | ↓ -59% |
| OrthoCarolina | Commercial | $226.14 | ↓ -50% |
| Aetna | Connected North Carolina Individual HMO | $240.96 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $260.70 | ↓ -43% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $274.79 | ↓ -40% |
| United Healthcare | IEX Commercial | $293.70 | ↓ -35% |
| Ambetter | CoBranded Commercial | $297.43 | ↓ -35% |
| Ambetter | Individual Commercial | $338.26 | ↓ -26% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $343.08 | ↓ -25% |
| Aetna | Whole Health HMO | $370.99 | ↓ -18% |
| Cigna | Commercial NB | $393.73 | ↓ -13% |
| Employers Health Network | Commercial | $401.91 | ↓ -12% |
| Aetna | North Carolina Preferred Plus | $422.82 | ↓ -7% |
| MedCost | Ultra | $428.28 | ↓ -6% |
| Physician Reach Out | Plan P | $454.65 | ↑ +0% |
| Aetna | Broad Network | $476.47 | ↑ +5% |
| Cigna | HMO-PPO Managed Care | $487.38 | ↑ +7% |
| MedCost | PPO | $504.70 | ↑ +11% |
| United Healthcare | HMO-PPO Managed Care | $518.30 | ↑ +14% |
| GMMI | Commercial | $591.05 | ↑ +30% |
| Quik Trip | Commercial | $591.05 | ↑ +30% |
| Cigna | Commercial SAR | $613.78 | ↑ +35% |
| ChoiceCare | Commercial | $745.63 | ↑ +64% |
| First Health | Commercial | $772.91 | ↑ +70% |
| Aetna First Health | Commercial | $772.91 | ↑ +70% |
| Private Health Care Systems | Commercial | $818.37 | ↑ +80% |
| Beechstreet | Commercial | $818.37 | ↑ +80% |
| Multiplan | Commercial | $863.84 | ↑ +90% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Ghs layer closure 2.6 - 7.5 cm - 12042 at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $454.65 | $136.03 – $863.84 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $454.65 | $144.12 – $800.18 |
| Atrium Health Cabarrus | Concord | $454.65 | $111.57 – $863.84 |
| Atrium Health Cleveland | Shelby | $454.65 | $127.30 – $863.84 |
| Atrium Health Mercy | Charlotte | $454.65 | $75.38 – $836.56 |
| Atrium Health Pineville | Charlotte | $454.65 | $90.93 – $836.56 |
| Atrium Health Stanly | Albermarle | $454.65 | $109.12 – $872.93 |
| Atrium Health Union | Monroe | $454.65 | $118.21 – $863.84 |