healthcosts.net
Established Patient Office Visit (level 2) at Atrium Health Lincoln
433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$24.98 with Trillium vs $115.61 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Trillium | Managed Medicaid | $24.98 | — |
| Amerihealth Caritas | Managed Medicaid | $25.23 | — |
| Carolina Complete Health | Managed Medicaid | $25.23 | — |
| Healthy Blue | Managed Medicaid | $25.23 | — |
| Partners | Managed Medicaid | $25.23 | — |
| United Healthcare | Managed Medicaid | $25.23 | — |
| Vaya | Managed Medicaid | $25.23 | — |
| Wellcare | Managed Medicaid | $25.23 | — |
| Alliance | Managed Medicaid | $25.48 | — |
| Cigna Healthspring | Medicare Advantage | $32.70 | — |
| Humana | Medicare Advantage | $33.35 | — |
| Aetna | Medicare Advantage | $33.84 | — |
| United Healthcare | Medicare Advantage | $33.94 | — |
| United Healthcare | IEX Commercial | $37.59 | — |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $39.09 | — |
| OrthoCarolina | Commercial | $40.88 | — |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $41.30 | — |
| ChoiceCare | Commercial | $41.30 | — |
| Ambetter | Individual Commercial | $43.34 | — |
| United Healthcare | HMO-PPO Managed Care | $48.90 | — |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $51.43 | — |
| MedCost | PPO | $53.27 | — |
| MedCost | Ultra | $53.27 | — |
| Aetna | Whole Health HMO | $73.59 | — |
| Aetna | North Carolina Preferred Plus | $104.65 | — |
| Aetna | Broad Network | $115.61 | — |
Visitor-reported prices
Comments
Established Patient Office Visit (level 2) at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | not published | $24.98 – $53.27 |
| Atrium Health Behavioral Health Charlotte | Charlotte | not published | $20.51 – $53.27 |
| Atrium Health Cleveland | Shelby | not published | $24.98 – $53.27 |
| Atrium Health Cabarrus | Concord | not published | $24.98 – $53.27 |
| Atrium Health Mercy | Charlotte | not published | $24.98 – $53.27 |
| Atrium Health Pineville | Charlotte | not published | $24.98 – $53.27 |
| Atrium Health Stanly | Albermarle | not published | $24.98 – $53.27 |
| Atrium Health Union | Monroe | not published | $24.98 – $53.27 |