Debridement (>20 cm) charge pt at Atrium Health Lincoln
433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054
$196.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$392.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.34 with Cigna Healthspring vs $365.80 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $22.34 | ↓ -89% |
| Humana | Medicare Advantage | $22.79 | ↓ -88% |
| Aetna | Medicare Advantage | $23.12 | ↓ -88% |
| United Healthcare | Medicare Advantage | $23.19 | ↓ -88% |
| United Healthcare | HMO-PPO Managed Care | $26.17 | ↓ -87% |
| OrthoCarolina | Commercial | $27.93 | ↓ -86% |
| Trillium | Managed Medicaid | $34.39 | ↓ -82% |
| United Healthcare | Managed Medicaid | $34.73 | ↓ -82% |
| Partners | Managed Medicaid | $34.73 | ↓ -82% |
| Amerihealth Caritas | Managed Medicaid | $34.73 | ↓ -82% |
| Healthy Blue | Managed Medicaid | $34.73 | ↓ -82% |
| Carolina Complete Health | Managed Medicaid | $34.73 | ↓ -82% |
| Wellcare | Managed Medicaid | $34.73 | ↓ -82% |
| Vaya | Managed Medicaid | $34.73 | ↓ -82% |
| Alliance | Managed Medicaid | $35.08 | ↓ -82% |
| Alliance | Behavioral Health | $43.86 | ↓ -78% |
| Ambetter | Individual Commercial | $43.90 | ↓ -78% |
| Aetna | Broad Network | $95.77 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $102.04 | ↓ -48% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $110.39 | ↓ -44% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $116.36 | ↓ -41% |
| ChoiceCare | Commercial | $120.21 | ↓ -39% |
| Ambetter | CoBranded Commercial | $125.95 | ↓ -36% |
| United Healthcare | IEX Commercial | $126.70 | ↓ -35% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $145.28 | ↓ -26% |
| Aetna | Whole Health HMO | $157.10 | ↓ -20% |
| Cigna | Commercial NB | $166.73 | ↓ -15% |
| Employers Health Network | Commercial | $170.19 | ↓ -13% |
| Aetna | North Carolina Preferred Plus | $179.05 | ↓ -9% |
| MedCost | Ultra | $181.36 | ↓ -8% |
| Physician Reach Out | Plan P | $192.53 | ↓ -2% |
| Cigna | HMO-PPO Managed Care | $206.39 | ↑ +5% |
| Quik Trip | Commercial | $250.28 | ↑ +28% |
| GMMI | Commercial | $250.28 | ↑ +28% |
| MedCost | PPO | $251.82 | ↑ +28% |
| Cigna | Commercial SAR | $259.91 | ↑ +33% |
| First Health | Commercial | $327.29 | ↑ +67% |
| Aetna First Health | Commercial | $327.29 | ↑ +67% |
| Beechstreet | Commercial | $346.55 | ↑ +77% |
| Private Health Care Systems | Commercial | $346.55 | ↑ +77% |
| Multiplan | Commercial | $365.80 | ↑ +87% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Debridement (>20 cm) charge pt at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $196.13 | $22.34 – $365.80 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $196.13 | $22.34 – $338.84 |
| Atrium Health Cabarrus | Concord | $196.13 | $22.34 – $365.80 |
| Atrium Health Cleveland | Shelby | $196.13 | $22.34 – $365.80 |
| Atrium Health Mercy | Charlotte | $196.13 | $22.34 – $354.25 |
| Atrium Health Pineville | Charlotte | $196.13 | $22.34 – $354.25 |
| Atrium Health Stanly | Albermarle | $196.13 | $22.34 – $369.65 |
| Atrium Health Union | Monroe | $196.13 | $22.34 – $365.80 |