Ablate pulm tumor perq rf at Atrium Health Lincoln

433 McAlister Rd, Lincolnton, NC · Atrium Health · · NPI 1730055054

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$5,057.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,114.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$399.47 with Cigna Healthspring vs $9,608.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $399.47 ↓ -92%
Humana Medicare Advantage $407.46 ↓ -92%
Aetna Medicare Advantage $413.45 ↓ -92%
United Healthcare Medicare Advantage $414.59 ↓ -92%
OrthoCarolina Commercial $499.34 ↓ -90%
Amerihealth Caritas Managed Medicaid $1,140.87 ↓ -77%
Alliance Behavioral Health $1,152.00 ↓ -77%
Wellcare Managed Medicaid $1,162.11 ↓ -77%
Carolina Complete Health Managed Medicaid $1,162.11 ↓ -77%
Healthy Blue Managed Medicaid $1,162.11 ↓ -77%
Vaya Managed Medicaid $1,173.24 ↓ -77%
Partners Managed Medicaid $1,173.24 ↓ -77%
Alliance Managed Medicaid $1,185.37 ↓ -77%
Trillium Managed Medicaid $1,196.50 ↓ -76%
United Healthcare Managed Medicaid $1,681.97 ↓ -67%
Aetna Connected North Carolina Individual HMO $2,680.24 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Group Commercial $2,899.71 ↓ -43%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $3,056.48 ↓ -40%
Ambetter CoBranded Commercial $3,308.32 ↓ -35%
Ambetter Individual Commercial $3,762.45 ↓ -26%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $3,816.05 ↓ -25%
United Healthcare IEX Commercial $4,065.87 ↓ -20%
Aetna Whole Health HMO $4,126.55 ↓ -18%
Cigna Commercial NB $4,379.41 ↓ -13%
Employers Health Network Commercial $4,470.43 ↓ -12%
Aetna North Carolina Preferred Plus $4,703.06 ↓ -7%
MedCost Ultra $4,763.74 ↓ -6%
Physician Reach Out Plan P $5,057.05 ↑ +0%
Aetna Broad Network $5,299.79 ↑ +5%
Cigna HMO-PPO Managed Care $5,421.16 ↑ +7%
United Healthcare HMO-PPO Managed Care $5,765.04 ↑ +14%
Quik Trip Commercial $6,574.17 ↑ +30%
GMMI Commercial $6,574.17 ↑ +30%
MedCost PPO $6,614.62 ↑ +31%
Cigna Commercial SAR $6,827.02 ↑ +35%
ChoiceCare Commercial $8,293.56 ↑ +64%
Aetna First Health Commercial $8,596.99 ↑ +70%
First Health Commercial $8,596.99 ↑ +70%
Beechstreet Commercial $9,102.69 ↑ +80%
Private Health Care Systems Commercial $9,102.69 ↑ +80%
Multiplan Commercial $9,608.40 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Ablate pulm tumor perq rf at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $5,057.05 $399.47 – $9,608.40
Atrium Health Behavioral Health Charlotte Charlotte $5,057.05 $399.47 – $10,114.10
Atrium Health Cabarrus Concord $5,057.05 $399.47 – $9,608.40
Atrium Health Cleveland Shelby $5,057.05 $399.47 – $9,608.40
Atrium Health Mercy Charlotte $5,057.05 $399.47 – $9,304.97
Atrium Health Pineville Charlotte $5,057.05 $399.47 – $9,304.97
Atrium Health Stanly Albermarle $5,057.05 $399.47 – $9,709.54
Atrium Health Union Monroe $5,057.05 $399.47 – $9,608.40

All North-carolina hospitals for this procedure →