Avulsion nail plate partial/complete simple single nail plate at Adventhealth Hendersonville

100 Hospital Drive, Hendersonville, NC · AdventHealth · · NPI 1427075027

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$397.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$397.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.77 with Aetna vs $478.85 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care - Hmo $191.77 ↓ -52%
Humana Medicare Managed Care - Hmo/Ppo $193.69 ↓ -51%
Alignment Health Plan Medicare Managed Care - Hmo/Ppo $195.61 ↓ -51%
Longevity Health Plan Medicare Managed Care - Hmo $197.52 ↓ -50%
Oscar Health Plan Individual Plan Hmo $478.85 ↑ +21%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $204.05 $44.90 – $387.70
Atrium Health Behavioral Health Charlotte Charlotte $204.05 $45.35 – $359.13
Atrium Health Cabarrus Concord $204.05 $44.90 – $387.70
Atrium Health Cleveland Shelby $204.05 $44.90 – $387.70
Atrium Health Lincoln Lincolnton $204.05 $44.90 – $387.70
Atrium Health Mercy Charlotte $204.05 $44.90 – $375.45
Atrium Health Pineville Charlotte $204.05 $40.81 – $375.45
Atrium Health Stanly Albermarle $204.05 $44.90 – $391.78

All North-carolina hospitals for this procedure →