Ortho hnd/fngr w/jnt cstm w/fit&adj at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$175.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$351.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.07 with Amerihealth Caritas vs $442.63 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $43.07 ↓ -75%
Alliance Behavioral Health $43.49 ↓ -75%
Carolina Complete Health Managed Medicaid $43.88 ↓ -75%
Wellcare Managed Medicaid $43.88 ↓ -75%
Healthy Blue Managed Medicaid $43.88 ↓ -75%
Partners Managed Medicaid $44.23 ↓ -75%
Vaya Managed Medicaid $44.33 ↓ -75%
United Healthcare Managed Medicaid $44.68 ↓ -75%
Alliance Managed Medicaid $44.75 ↓ -75%
Trillium Managed Medicaid $45.21 ↓ -74%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $60.86 ↓ -65%
Blue Cross Blue Shield of North Carolina Local Group Commercial $83.57 ↓ -52%
Aetna Connected North Carolina Individual HMO $93.02 ↓ -47%
Ambetter CoBranded Commercial $101.97 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $109.97 ↓ -37%
Ambetter Individual Commercial $127.41 ↓ -27%
United Healthcare IEX Commercial $141.10 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $142.86 ↓ -19%
Aetna Whole Health HMO $145.67 ↓ -17%
Cigna Commercial NB $151.98 ↓ -13%
Employers Health Network Commercial $155.14 ↓ -12%
United Healthcare HMO-PPO Managed Care $155.49 ↓ -11%
Cigna HMO-PPO Managed Care $159.35 ↓ -9%
Aetna Broad Network $160.76 ↓ -8%
Physician Reach Out Plan P $175.50 ↑ +0%
MedCost Ultra $188.84 ↑ +8%
Magellan Behavioral Health $210.60 ↑ +20%
Aetna First Health Commercial $214.11 ↑ +22%
GMMI Commercial $228.15 ↑ +30%
Quik Trip Commercial $228.15 ↑ +30%
Cigna Commercial SAR $236.93 ↑ +35%
Carolina Behavioral Health Employee Plan $252.72 ↑ +44%
MedCost PPO $263.25 ↑ +50%
Carolina Behavioral Health Commercial $280.80 ↑ +60%
Private Health Care Systems Commercial $280.80 ↑ +60%
Healthgram Commercial $280.80 ↑ +60%
Cigna Behavioral Health $280.80 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $287.82 ↑ +64%
ChoiceCare Commercial $287.82 ↑ +64%
First Health Commercial $298.35 ↑ +70%
Beechstreet Commercial $315.90 ↑ +80%
Multiplan Commercial $333.45 ↑ +90%
Humana Medicare Advantage $361.18 ↑ +106%
Aetna Medicare Advantage $366.49 ↑ +109%
Cigna Healthspring Medicare Advantage $371.81 ↑ +112%
United Healthcare Medicare Advantage $372.90 ↑ +112%
Ortho Carolina Commercial $442.63 ↑ +152%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $175.50 $52.51 – $371.81
Atrium Health Behavioral Health Charlotte Charlotte $175.50 $66.69 – $351.00
Atrium Health Cleveland Shelby $175.50 $49.14 – $440.50
Atrium Health Lincoln Lincolnton $175.50 $39.59 – $442.63
Atrium Health Mercy Charlotte $175.50 $63.07 – $442.63
Atrium Health Pineville Charlotte $175.50 $35.10 – $442.63
Atrium Health Stanly Albermarle $175.50 $42.12 – $440.50
Atrium Health Union Monroe $175.50 $45.63 – $442.63

All North-carolina hospitals for this procedure →