Off/op consltj new/est sf 20 at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.13 with Trillium vs $178.97 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $66.13
Partners Managed Medicaid $66.13
Wellcare Managed Medicaid $66.79
United Healthcare Managed Medicaid $66.79
Amerihealth Caritas Managed Medicaid $66.79
Healthy Blue Managed Medicaid $66.79
Carolina Complete Health Managed Medicaid $66.79
Vaya Managed Medicaid $66.79
Alliance Managed Medicaid $67.45
Humana Medicare Advantage $70.56
Aetna Medicare Advantage $71.59
Cigna Healthspring Medicare Advantage $72.63
United Healthcare Medicare Advantage $72.85
Ortho Carolina Commercial $86.47
United Healthcare IEX Commercial $104.62
Blue Cross Blue Shield of North Carolina Local Group Commercial $117.59
ChoiceCare Commercial $124.26
Blue Cross Blue Shield of North Carolina Local Individual Commercial $124.26
United Healthcare HMO-PPO Managed Care $136.10
MedCost PPO $143.58
MedCost Ultra $143.58
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $154.72
Aetna North Carolina Preferred Plus Commercial $162.01
Aetna Whole Health HMO $175.92
Aetna Broad Network $178.97

Visitor-reported prices

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Off/op consltj new/est sf 20 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro not published $66.13 – $143.58
Atrium Health Behavioral Health Charlotte Charlotte not published $56.43 – $216.94
Atrium Health Cleveland Shelby not published $66.13 – $143.58
Atrium Health Lincoln Lincolnton not published $66.13 – $143.58
Atrium Health Mercy Charlotte not published $66.13 – $143.58
Atrium Health Pineville Charlotte not published $66.13 – $143.58
Atrium Health Stanly Albermarle not published $66.13 – $154.72
Atrium Health Union Monroe not published $66.13 – $143.58

All North-carolina hospitals for this procedure →