MRI cardiac morph & func wwo IV cont w/stress img at Atrium Health Cabarrus
920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315
$2,043.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,087.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$130.77 with Cigna Healthspring vs $3,883.22 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $130.77 | ↓ -94% |
| Humana | Medicare Advantage | $133.39 | ↓ -93% |
| Aetna | Medicare Advantage | $135.35 | ↓ -93% |
| United Healthcare | Medicare Advantage | $135.72 | ↓ -93% |
| Ortho Carolina | Commercial | $163.46 | ↓ -92% |
| Aetna | North Carolina Preferred Plus Commercial | $274.75 | ↓ -87% |
| Aetna | Broad Network | $303.13 | ↓ -85% |
| Aetna | Whole Health HMO | $335.00 | ↓ -84% |
| MedCost | PPO | $375.27 | ↓ -82% |
| MedCost | Ultra | $375.27 | ↓ -82% |
| United Healthcare | HMO-PPO Managed Care | $378.18 | ↓ -81% |
| Amerihealth Caritas | Managed Medicaid | $501.55 | ↓ -75% |
| ChoiceCare | Commercial | $505.49 | ↓ -75% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $505.49 | ↓ -75% |
| Alliance | Behavioral Health | $506.45 | ↓ -75% |
| Wellcare | Managed Medicaid | $510.95 | ↓ -75% |
| Healthy Blue | Managed Medicaid | $510.95 | ↓ -75% |
| Carolina Complete Health | Managed Medicaid | $510.95 | ↓ -75% |
| Partners | Managed Medicaid | $515.04 | ↓ -75% |
| Vaya | Managed Medicaid | $516.26 | ↓ -75% |
| United Healthcare | Managed Medicaid | $520.35 | ↓ -75% |
| Alliance | Managed Medicaid | $521.17 | ↓ -74% |
| Trillium | Managed Medicaid | $526.48 | ↓ -74% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $629.45 | ↓ -69% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $889.05 | ↓ -57% |
| Aetna | Connected North Carolina Individual HMO | $1,083.21 | ↓ -47% |
| Ambetter | CoBranded Commercial | $1,187.45 | ↓ -42% |
| Cigna | HMO-PPO Managed Care | $1,446.30 | ↓ -29% |
| Ambetter | Individual Commercial | $1,483.80 | ↓ -27% |
| United Healthcare | IEX Commercial | $1,643.22 | ↓ -20% |
| Cigna | Commercial NB | $1,769.93 | ↓ -13% |
| Employers Health Network | Commercial | $1,806.72 | ↓ -12% |
| Physician Reach Out | Plan P | $2,043.80 | ↑ +0% |
| Magellan | Behavioral Health | $2,452.56 | ↑ +20% |
| Aetna First Health | Commercial | $2,493.44 | ↑ +22% |
| GMMI | Commercial | $2,656.94 | ↑ +30% |
| Quik Trip | Commercial | $2,656.94 | ↑ +30% |
| Cigna | Commercial SAR | $2,759.13 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $2,943.07 | ↑ +44% |
| Carolina Behavioral Health | Commercial | $3,270.08 | ↑ +60% |
| Cigna | Behavioral Health | $3,270.08 | ↑ +60% |
| Private Health Care Systems | Commercial | $3,270.08 | ↑ +60% |
| Healthgram | Commercial | $3,270.08 | ↑ +60% |
| Lifesynch Community Choice Care | Behavioral Health | $3,351.83 | ↑ +64% |
| First Health | Commercial | $3,474.46 | ↑ +70% |
| Beechstreet | Commercial | $3,678.84 | ↑ +80% |
| Multiplan | Commercial | $3,883.22 | ↑ +90% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $2,043.80 | $130.77 – $3,883.22 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $2,043.80 | $130.77 – $4,087.60 |
| Atrium Health Cleveland | Shelby | $2,043.80 | $130.77 – $3,883.22 |
| Atrium Health Lincoln | Lincolnton | $2,043.80 | $130.77 – $3,883.22 |
| Atrium Health Mercy | Charlotte | $2,043.80 | $130.77 – $3,760.59 |
| Atrium Health Pineville | Charlotte | $2,043.80 | $130.77 – $3,760.59 |
| Atrium Health Stanly | Albermarle | $2,043.80 | $130.77 – $3,924.10 |
| Atrium Health Union | Monroe | $2,043.80 | $130.77 – $3,883.22 |