Mra, w/o&w/dye, upper extr at Atrium Health Cabarrus
920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315
$2,105.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,210.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$346.46 with Humana vs $4,000.26 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $346.46 | ↓ -84% |
| Aetna | Medicare Advantage | $351.55 | ↓ -83% |
| Cigna Healthspring | Medicare Advantage | $356.65 | ↓ -83% |
| United Healthcare | Medicare Advantage | $357.70 | ↓ -83% |
| Ortho Carolina | Commercial | $424.58 | ↓ -80% |
| Amerihealth Caritas | Managed Medicaid | $516.67 | ↓ -75% |
| Alliance | Behavioral Health | $521.72 | ↓ -75% |
| Carolina Complete Health | Managed Medicaid | $526.35 | ↓ -75% |
| Wellcare | Managed Medicaid | $526.35 | ↓ -75% |
| Healthy Blue | Managed Medicaid | $526.35 | ↓ -75% |
| Partners | Managed Medicaid | $530.56 | ↓ -75% |
| Vaya | Managed Medicaid | $531.82 | ↓ -75% |
| United Healthcare | Managed Medicaid | $536.03 | ↓ -75% |
| Alliance | Managed Medicaid | $536.88 | ↓ -74% |
| Trillium | Managed Medicaid | $542.35 | ↓ -74% |
| Aetna | North Carolina Preferred Plus Commercial | $906.00 | ↓ -57% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $915.85 | ↓ -56% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $974.80 | ↓ -54% |
| Aetna | Broad Network | $1,020.00 | ↓ -52% |
| Aetna | Connected North Carolina Individual HMO | $1,115.86 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,205.13 | ↓ -43% |
| Ambetter | CoBranded Commercial | $1,223.24 | ↓ -42% |
| Cigna | HMO-PPO Managed Care | $1,446.30 | ↓ -31% |
| Ambetter | Individual Commercial | $1,528.52 | ↓ -27% |
| United Healthcare | IEX Commercial | $1,692.74 | ↓ -20% |
| Aetna | Whole Health HMO | $1,747.48 | ↓ -17% |
| Cigna | Commercial NB | $1,823.28 | ↓ -13% |
| Employers Health Network | Commercial | $1,861.17 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $1,865.38 | ↓ -11% |
| Physician Reach Out | Plan P | $2,105.40 | ↑ +0% |
| MedCost | Ultra | $2,265.41 | ↑ +8% |
| Magellan | Behavioral Health | $2,526.48 | ↑ +20% |
| Aetna First Health | Commercial | $2,568.59 | ↑ +22% |
| Quik Trip | Commercial | $2,737.02 | ↑ +30% |
| GMMI | Commercial | $2,737.02 | ↑ +30% |
| Cigna | Commercial SAR | $2,842.29 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $3,031.78 | ↑ +44% |
| MedCost | PPO | $3,158.10 | ↑ +50% |
| Carolina Behavioral Health | Commercial | $3,368.64 | ↑ +60% |
| Private Health Care Systems | Commercial | $3,368.64 | ↑ +60% |
| Healthgram | Commercial | $3,368.64 | ↑ +60% |
| Cigna | Behavioral Health | $3,368.64 | ↑ +60% |
| Lifesynch Community Choice Care | Behavioral Health | $3,452.86 | ↑ +64% |
| ChoiceCare | Commercial | $3,452.86 | ↑ +64% |
| First Health | Commercial | $3,579.18 | ↑ +70% |
| Beechstreet | Commercial | $3,789.72 | ↑ +80% |
| Multiplan | Commercial | $4,000.26 | ↑ +90% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Mra, w/o&w/dye, upper extr at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $2,105.40 | $346.46 – $4,000.26 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $2,105.40 | $800.05 – $4,210.80 |
| Atrium Health Cleveland | Shelby | $2,105.40 | $342.07 – $4,000.26 |
| Atrium Health Lincoln | Lincolnton | $2,105.40 | $341.74 – $4,000.26 |
| Atrium Health Mercy | Charlotte | $2,105.40 | $346.46 – $3,873.94 |
| Atrium Health Pineville | Charlotte | $2,105.40 | $346.46 – $3,873.94 |
| Atrium Health Stanly | Albermarle | $2,105.40 | $346.46 – $4,042.37 |
| Atrium Health Union | Monroe | $2,105.40 | $346.46 – $4,000.26 |