healthcosts.net

Metabolic Blood Panel (Comprehensive) at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$244.73

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$489.45

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.58 with ChoiceCare vs $464.98 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ChoiceCare Commercial $8.58 ↓ -96%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $8.58 ↓ -96%
Trillium Managed Medicaid $10.42 ↓ -96%
Partners Managed Medicaid $10.42 ↓ -96%
United Healthcare Managed Medicaid $10.52 ↓ -96%
Wellcare Managed Medicaid $10.52 ↓ -96%
Healthy Blue Managed Medicaid $10.52 ↓ -96%
Vaya Managed Medicaid $10.52 ↓ -96%
Amerihealth Caritas Managed Medicaid $10.52 ↓ -96%
Carolina Complete Health Managed Medicaid $10.52 ↓ -96%
Blue Cross Blue Shield of North Carolina Local Group Commercial $10.60 ↓ -96%
Alliance Managed Medicaid $10.63 ↓ -96%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $10.68 ↓ -96%
Humana Medicare Advantage $10.77 ↓ -96%
Aetna Medicare Advantage $10.93 ↓ -96%
Cigna Healthspring Medicare Advantage $11.09 ↓ -95%
United Healthcare Medicare Advantage $11.12 ↓ -95%
United Healthcare HMO-PPO Managed Care $11.53 ↓ -95%
Ortho Carolina Commercial $13.20 ↓ -95%
Aetna North Carolina Preferred Plus Commercial $17.75 ↓ -93%
Aetna Broad Network $19.64 ↓ -92%
Alliance Behavioral Health $60.64 ↓ -75%
Aetna Connected North Carolina Individual HMO $129.70 ↓ -47%
Ambetter CoBranded Commercial $142.19 ↓ -42%
Ambetter Individual Commercial $177.67 ↓ -27%
United Healthcare IEX Commercial $196.76 ↓ -20%
Aetna Whole Health HMO $203.12 ↓ -17%
Cigna Commercial NB $211.93 ↓ -13%
Employers Health Network Commercial $216.34 ↓ -12%
Physician Reach Out Plan P $244.73 ↑ +0%
Cigna HMO-PPO Managed Care $253.54 ↑ +4%
MedCost Ultra $263.32 ↑ +8%
Magellan Behavioral Health $293.67 ↑ +20%
Aetna First Health Commercial $298.56 ↑ +22%
Quik Trip Commercial $318.14 ↑ +30%
GMMI Commercial $318.14 ↑ +30%
Cigna Commercial SAR $330.38 ↑ +35%
Carolina Behavioral Health Employee Plan $352.40 ↑ +44%
MedCost PPO $367.09 ↑ +50%
Private Health Care Systems Commercial $391.56 ↑ +60%
Cigna Behavioral Health $391.56 ↑ +60%
Carolina Behavioral Health Commercial $391.56 ↑ +60%
Healthgram Commercial $391.56 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $401.35 ↑ +64%
First Health Commercial $416.03 ↑ +70%
Beechstreet Commercial $440.51 ↑ +80%
Multiplan Commercial $464.98 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Metabolic Blood Panel (Comprehensive) at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $244.73 $8.58 – $464.98
Atrium Health Behavioral Health Charlotte Charlotte $244.73 $10.52 – $430.72
Atrium Health Mercy Charlotte $244.73 $8.58 – $450.29
Atrium Health University City Charlotte $244.73 $8.58 – $450.29
Atrium Health Carolinas Medical Center Charlotte $244.73 $8.58 – $440.51
Atrium Health Cleveland Shelby $244.73 $8.58 – $464.98
Atrium Health Lincoln Lincolnton $244.73 $8.58 – $464.98
Atrium Health Pineville Charlotte $244.73 $8.58 – $450.29

All North-carolina hospitals for this procedure →