Lev 5 hosp type b ed visit at Atrium Health Cabarrus
920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315
$1,542.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,085.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$378.57 with Amerihealth Caritas vs $2,931.08 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth Caritas | Managed Medicaid | $378.57 | ↓ -75% |
| Alliance | Behavioral Health | $382.27 | ↓ -75% |
| Wellcare | Managed Medicaid | $385.67 | ↓ -75% |
| Carolina Complete Health | Managed Medicaid | $385.67 | ↓ -75% |
| Healthy Blue | Managed Medicaid | $385.67 | ↓ -75% |
| Partners | Managed Medicaid | $388.75 | ↓ -75% |
| Vaya | Managed Medicaid | $389.68 | ↓ -75% |
| Humana | Medicare Advantage | $391.82 | ↓ -75% |
| United Healthcare | Managed Medicaid | $392.77 | ↓ -75% |
| Alliance | Managed Medicaid | $393.38 | ↓ -75% |
| Trillium | Managed Medicaid | $397.39 | ↓ -74% |
| Aetna | Medicare Advantage | $397.58 | ↓ -74% |
| Cigna Healthspring | Medicare Advantage | $403.35 | ↓ -74% |
| United Healthcare | Medicare Advantage | $404.54 | ↓ -74% |
| Ortho Carolina | Commercial | $480.17 | ↓ -69% |
| Aetna | Connected North Carolina Individual HMO | $817.62 | ↓ -47% |
| Ambetter | CoBranded Commercial | $896.29 | ↓ -42% |
| Ambetter | Individual Commercial | $1,119.98 | ↓ -27% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $1,211.00 | ↓ -22% |
| United Healthcare | IEX Commercial | $1,240.31 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $1,255.74 | ↓ -19% |
| Aetna | Whole Health HMO | $1,280.42 | ↓ -17% |
| Cigna | Commercial NB | $1,335.96 | ↓ -13% |
| Employers Health Network | Commercial | $1,363.72 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $1,366.81 | ↓ -11% |
| Aetna | Broad Network | $1,413.09 | ↓ -8% |
| Physician Reach Out | Plan P | $1,542.68 | ↑ +0% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,593.27 | ↑ +3% |
| MedCost | Ultra | $1,659.92 | ↑ +8% |
| Cigna | HMO-PPO Managed Care | $1,743.22 | ↑ +13% |
| Magellan | Behavioral Health | $1,851.21 | ↑ +20% |
| Aetna First Health | Commercial | $1,882.06 | ↑ +22% |
| GMMI | Commercial | $2,005.48 | ↑ +30% |
| Quik Trip | Commercial | $2,005.48 | ↑ +30% |
| Cigna | Commercial SAR | $2,082.61 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $2,221.45 | ↑ +44% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $2,224.54 | ↑ +44% |
| MedCost | PPO | $2,314.01 | ↑ +50% |
| Private Health Care Systems | Commercial | $2,468.28 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $2,468.28 | ↑ +60% |
| Healthgram | Commercial | $2,468.28 | ↑ +60% |
| Cigna | Behavioral Health | $2,468.28 | ↑ +60% |
| Lifesynch Community Choice Care | Behavioral Health | $2,529.99 | ↑ +64% |
| ChoiceCare | Commercial | $2,529.99 | ↑ +64% |
| First Health | Commercial | $2,622.55 | ↑ +70% |
| Beechstreet | Commercial | $2,776.82 | ↑ +80% |
| Multiplan | Commercial | $2,931.08 | ↑ +90% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Lev 5 hosp type b ed visit at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $1,542.68 | $391.82 – $2,931.08 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $1,542.68 | $576.96 – $3,085.35 |
| Atrium Health Cleveland | Shelby | $1,542.68 | $386.85 – $2,931.08 |
| Atrium Health Lincoln | Lincolnton | $1,542.68 | $348.03 – $2,931.08 |
| Atrium Health Mercy | Charlotte | $1,542.68 | $75.38 – $2,838.52 |
| Atrium Health Pineville | Charlotte | $1,542.68 | $308.54 – $2,838.52 |
| Atrium Health Stanly | Albermarle | $1,542.68 | $370.24 – $2,961.94 |
| Atrium Health Union | Monroe | $1,542.68 | $391.82 – $2,931.08 |