Kit sound processor cochlear osia 2 at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$148.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$297.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.50 with Amerihealth Caritas vs $2,612.85 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $36.50 ↓ -75%
Alliance Behavioral Health $36.86 ↓ -75%
Carolina Complete Health Managed Medicaid $37.19 ↓ -75%
Wellcare Managed Medicaid $37.19 ↓ -75%
Healthy Blue Managed Medicaid $37.19 ↓ -75%
Partners Managed Medicaid $37.49 ↓ -75%
Vaya Managed Medicaid $37.57 ↓ -75%
United Healthcare Managed Medicaid $37.87 ↓ -75%
Alliance Managed Medicaid $37.93 ↓ -75%
Trillium Managed Medicaid $38.32 ↓ -74%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $51.59 ↓ -65%
Blue Cross Blue Shield of North Carolina Local Group Commercial $70.83 ↓ -52%
Aetna Connected North Carolina Individual HMO $78.84 ↓ -47%
Ambetter CoBranded Commercial $86.42 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $93.21 ↓ -37%
Ambetter Individual Commercial $107.99 ↓ -27%
United Healthcare IEX Commercial $119.60 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $121.08 ↓ -19%
Aetna Whole Health HMO $123.46 ↓ -17%
Cigna Commercial NB $128.82 ↓ -13%
Employers Health Network Commercial $131.50 ↓ -12%
United Healthcare HMO-PPO Managed Care $131.79 ↓ -11%
Cigna HMO-PPO Managed Care $135.07 ↓ -9%
Aetna Broad Network $136.26 ↓ -8%
Physician Reach Out Plan P $148.75 ↑ +0%
MedCost Ultra $160.06 ↑ +8%
Magellan Behavioral Health $178.50 ↑ +20%
Aetna First Health Commercial $181.48 ↑ +22%
Quik Trip Commercial $193.38 ↑ +30%
GMMI Commercial $193.38 ↑ +30%
Cigna Commercial SAR $200.81 ↑ +35%
Carolina Behavioral Health Employee Plan $214.20 ↑ +44%
MedCost PPO $223.13 ↑ +50%
Healthgram Commercial $238.00 ↑ +60%
Cigna Behavioral Health $238.00 ↑ +60%
Private Health Care Systems Commercial $238.00 ↑ +60%
Carolina Behavioral Health Commercial $238.00 ↑ +60%
ChoiceCare Commercial $243.95 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $243.95 ↑ +64%
First Health Commercial $252.88 ↑ +70%
Beechstreet Commercial $267.75 ↑ +80%
Multiplan Commercial $282.63 ↑ +90%
Humana Medicare Advantage $2,132.09 ↑ +1333%
Aetna Medicare Advantage $2,163.44 ↑ +1354%
Cigna Healthspring Medicare Advantage $2,194.79 ↑ +1375%
United Healthcare Medicare Advantage $2,201.27 ↑ +1380%
Ortho Carolina Commercial $2,612.85 ↑ +1657%
Physician Reach Out Plan H not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

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