Init pm e/m new pat 65+ yrs at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$196.88

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$393.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.93 with Amerihealth Caritas vs $293.69 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $37.93 ↓ -81%
Alliance Behavioral Health $38.30 ↓ -81%
Carolina Complete Health Managed Medicaid $38.64 ↓ -80%
Wellcare Managed Medicaid $38.64 ↓ -80%
Healthy Blue Managed Medicaid $38.64 ↓ -80%
Partners Managed Medicaid $38.95 ↓ -80%
Vaya Managed Medicaid $39.05 ↓ -80%
United Healthcare Managed Medicaid $39.35 ↓ -80%
Alliance Managed Medicaid $39.42 ↓ -80%
Trillium Managed Medicaid $39.82 ↓ -80%
Aetna Connected North Carolina Individual HMO $81.92 ↓ -58%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $84.03 ↓ -57%
Blue Cross Blue Shield of North Carolina Local Group Commercial $84.34 ↓ -57%
Ambetter CoBranded Commercial $89.81 ↓ -54%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $110.95 ↓ -44%
Ambetter Individual Commercial $112.22 ↓ -43%
United Healthcare IEX Commercial $124.28 ↓ -37%
Aetna North Carolina Preferred Plus Commercial $125.82 ↓ -36%
Aetna Whole Health HMO $128.30 ↓ -35%
Cigna Commercial NB $133.86 ↓ -32%
Employers Health Network Commercial $136.64 ↓ -31%
United Healthcare HMO-PPO Managed Care $136.95 ↓ -30%
United Healthcare Medicare Advantage $137.81 ↓ -30%
Aetna Broad Network $141.59 ↓ -28%
Humana Medicare Advantage $153.82 ↓ -22%
Physician Reach Out Plan P $154.58 ↓ -21%
Aetna Medicare Advantage $156.08 ↓ -21%
Cigna Healthspring Medicare Advantage $158.34 ↓ -20%
Cigna HMO-PPO Managed Care $160.14 ↓ -19%
MedCost Ultra $166.32 ↓ -16%
Magellan Behavioral Health $185.49 ↓ -6%
Ortho Carolina Commercial $188.50 ↓ -4%
Aetna First Health Commercial $188.58 ↓ -4%
MedCost PPO $196.88 ↑ +0%
GMMI Commercial $200.95 ↑ +2%
Quik Trip Commercial $200.95 ↑ +2%
Cigna Commercial SAR $208.68 ↑ +6%
Carolina Behavioral Health Employee Plan $222.59 ↑ +13%
Cigna Behavioral Health $247.32 ↑ +26%
Private Health Care Systems Commercial $247.32 ↑ +26%
Carolina Behavioral Health Commercial $247.32 ↑ +26%
Healthgram Commercial $247.32 ↑ +26%
Lifesynch Community Choice Care Behavioral Health $253.50 ↑ +29%
ChoiceCare Commercial $253.50 ↑ +29%
First Health Commercial $262.78 ↑ +33%
Beechstreet Commercial $278.24 ↑ +41%
Multiplan Commercial $293.69 ↑ +49%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Init pm e/m new pat 65+ yrs at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $196.88 $46.25 – $293.69
Atrium Health Behavioral Health Charlotte Charlotte $196.88 $58.74 – $272.05
Atrium Health Cleveland Shelby $196.88 $43.28 – $293.69
Atrium Health Lincoln Lincolnton $196.88 $34.87 – $293.69
Atrium Health Mercy Charlotte $196.88 $67.43 – $284.42
Atrium Health Pineville Charlotte $196.88 $30.92 – $284.42
Atrium Health Stanly Albermarle $196.88 $37.10 – $296.78
Atrium Health Union Monroe $196.88 $40.19 – $293.69

All North-carolina hospitals for this procedure →