Ghs closd tx interphalang jt disloc w/ma at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$523.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,047.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$128.50 with Amerihealth Caritas vs $994.94 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $128.50 ↓ -75%
Alliance Behavioral Health $129.76 ↓ -75%
Healthy Blue Managed Medicaid $130.91 ↓ -75%
Wellcare Managed Medicaid $130.91 ↓ -75%
Carolina Complete Health Managed Medicaid $130.91 ↓ -75%
Partners Managed Medicaid $131.96 ↓ -75%
Vaya Managed Medicaid $132.27 ↓ -75%
United Healthcare Managed Medicaid $133.32 ↓ -75%
Alliance Managed Medicaid $133.53 ↓ -75%
Trillium Managed Medicaid $134.89 ↓ -74%
Humana Medicare Advantage $232.71 ↓ -56%
Aetna Medicare Advantage $236.14 ↓ -55%
Cigna Healthspring Medicare Advantage $239.56 ↓ -54%
United Healthcare Medicare Advantage $240.26 ↓ -54%
Aetna Connected North Carolina Individual HMO $277.53 ↓ -47%
Ortho Carolina Commercial $285.19 ↓ -46%
Ambetter CoBranded Commercial $304.24 ↓ -42%
United Healthcare IEX Commercial $338.28 ↓ -35%
Ambetter Individual Commercial $380.17 ↓ -27%
Blue Cross Blue Shield of North Carolina Local Group Commercial $411.07 ↓ -21%
Aetna North Carolina Preferred Plus Commercial $426.25 ↓ -19%
Aetna Whole Health HMO $434.63 ↓ -17%
Cigna Commercial NB $453.48 ↓ -13%
Employers Health Network Commercial $462.91 ↓ -12%
United Healthcare HMO-PPO Managed Care $463.95 ↓ -11%
Aetna Broad Network $479.66 ↓ -8%
Physician Reach Out Plan P $523.65 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $540.83 ↑ +3%
MedCost Ultra $563.45 ↑ +8%
Cigna HMO-PPO Managed Care $591.72 ↑ +13%
Magellan Behavioral Health $628.38 ↑ +20%
Aetna First Health Commercial $638.85 ↑ +22%
GMMI Commercial $680.75 ↑ +30%
Quik Trip Commercial $680.75 ↑ +30%
Cigna Commercial SAR $706.93 ↑ +35%
Carolina Behavioral Health Employee Plan $754.06 ↑ +44%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $755.10 ↑ +44%
MedCost PPO $785.48 ↑ +50%
Private Health Care Systems Commercial $837.84 ↑ +60%
Carolina Behavioral Health Commercial $837.84 ↑ +60%
Healthgram Commercial $837.84 ↑ +60%
Cigna Behavioral Health $837.84 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $858.79 ↑ +64%
ChoiceCare Commercial $858.79 ↑ +64%
First Health Commercial $890.21 ↑ +70%
Beechstreet Commercial $942.57 ↑ +80%
Multiplan Commercial $994.94 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Ghs closd tx interphalang jt disloc w/ma at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $523.65 $156.68 – $994.94
Atrium Health Behavioral Health Charlotte Charlotte $523.65 $168.80 – $921.62
Atrium Health Cleveland Shelby $523.65 $146.62 – $994.94
Atrium Health Lincoln Lincolnton $523.65 $118.14 – $994.94
Atrium Health Mercy Charlotte $523.65 $75.38 – $963.52
Atrium Health Pineville Charlotte $523.65 $104.73 – $963.52
Atrium Health Stanly Albermarle $523.65 $125.68 – $1,005.41
Atrium Health Union Monroe $523.65 $136.15 – $994.94

All North-carolina hospitals for this procedure →