Consultation pathology during surgery cytological exam initial site at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$100.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.56 with Amerihealth Caritas vs $190.14 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $24.56 ↓ -75%
Alliance Behavioral Health $24.80 ↓ -75%
Carolina Complete Health Managed Medicaid $25.02 ↓ -75%
Wellcare Managed Medicaid $25.02 ↓ -75%
Healthy Blue Managed Medicaid $25.02 ↓ -75%
Partners Managed Medicaid $25.22 ↓ -75%
Vaya Managed Medicaid $25.28 ↓ -75%
United Healthcare Managed Medicaid $25.48 ↓ -75%
Alliance Managed Medicaid $25.52 ↓ -75%
Trillium Managed Medicaid $25.78 ↓ -74%
Cigna Healthspring Medicare Advantage $28.07 ↓ -72%
Humana Medicare Advantage $28.63 ↓ -71%
Aetna Medicare Advantage $29.05 ↓ -71%
United Healthcare Medicare Advantage $29.13 ↓ -71%
Ortho Carolina Commercial $35.09 ↓ -65%
Aetna Connected North Carolina Individual HMO $53.04 ↓ -47%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $54.40 ↓ -46%
Blue Cross Blue Shield of North Carolina Local Group Commercial $54.60 ↓ -45%
Ambetter CoBranded Commercial $58.14 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $71.83 ↓ -28%
Ambetter Individual Commercial $72.65 ↓ -27%
United Healthcare IEX Commercial $80.46 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $81.46 ↓ -19%
Aetna Whole Health HMO $83.06 ↓ -17%
Cigna Commercial NB $86.66 ↓ -13%
Employers Health Network Commercial $88.47 ↓ -12%
United Healthcare HMO-PPO Managed Care $88.67 ↓ -11%
Aetna Broad Network $91.67 ↓ -8%
Physician Reach Out Plan P $100.08 ↑ +0%
Cigna HMO-PPO Managed Care $103.68 ↑ +4%
MedCost Ultra $107.68 ↑ +8%
Magellan Behavioral Health $120.09 ↑ +20%
Aetna First Health Commercial $122.09 ↑ +22%
Quik Trip Commercial $130.10 ↑ +30%
GMMI Commercial $130.10 ↑ +30%
Cigna Commercial SAR $135.10 ↑ +35%
Carolina Behavioral Health Employee Plan $144.11 ↑ +44%
MedCost PPO $150.11 ↑ +50%
Healthgram Commercial $160.12 ↑ +60%
Private Health Care Systems Commercial $160.12 ↑ +60%
Carolina Behavioral Health Commercial $160.12 ↑ +60%
Cigna Behavioral Health $160.12 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $164.12 ↑ +64%
ChoiceCare Commercial $164.12 ↑ +64%
First Health Commercial $170.13 ↑ +70%
Beechstreet Commercial $180.14 ↑ +80%
Multiplan Commercial $190.14 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $100.08 $28.07 – $190.14
Atrium Health Behavioral Health Charlotte Charlotte $100.08 $28.07 – $176.13
Atrium Health Cleveland Shelby $100.08 $28.02 – $190.14
Atrium Health Lincoln Lincolnton $100.08 $22.58 – $190.14
Atrium Health Mercy Charlotte $100.08 $28.07 – $184.14
Atrium Health Pineville Charlotte $100.08 $20.02 – $184.14
Atrium Health Stanly Albermarle $100.08 $24.02 – $192.14
Atrium Health Union Monroe $100.08 $26.02 – $190.14

All North-carolina hospitals for this procedure →