Clsd tx/fx/phalanx/phalang/manip 28515 at Atrium Health Cabarrus

920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$392.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$785.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.32 with Amerihealth Caritas vs $745.75 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $96.32 ↓ -75%
Alliance Behavioral Health $97.26 ↓ -75%
Healthy Blue Managed Medicaid $98.13 ↓ -75%
Wellcare Managed Medicaid $98.13 ↓ -75%
Carolina Complete Health Managed Medicaid $98.13 ↓ -75%
Partners Managed Medicaid $98.91 ↓ -75%
Vaya Managed Medicaid $99.15 ↓ -75%
Trillium Managed Medicaid $99.45 ↓ -75%
United Healthcare Managed Medicaid $99.93 ↓ -75%
Alliance Managed Medicaid $100.09 ↓ -74%
Cigna Healthspring Medicare Advantage $136.57 ↓ -65%
Humana Medicare Advantage $139.30 ↓ -65%
Aetna Medicare Advantage $141.35 ↓ -64%
United Healthcare Medicare Advantage $141.74 ↓ -64%
Ortho Carolina Commercial $170.71 ↓ -57%
Aetna Connected North Carolina Individual HMO $208.03 ↓ -47%
Ambetter CoBranded Commercial $228.04 ↓ -42%
United Healthcare IEX Commercial $253.56 ↓ -35%
Ambetter Individual Commercial $284.96 ↓ -27%
Blue Cross Blue Shield of North Carolina Local Group Commercial $308.11 ↓ -22%
Aetna North Carolina Preferred Plus Commercial $319.50 ↓ -19%
Aetna Whole Health HMO $325.78 ↓ -17%
Cigna Commercial NB $339.91 ↓ -13%
Employers Health Network Commercial $346.97 ↓ -12%
United Healthcare HMO-PPO Managed Care $347.76 ↓ -11%
Aetna Broad Network $359.53 ↓ -8%
Physician Reach Out Plan P $392.50 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $405.37 ↑ +3%
MedCost Ultra $422.33 ↑ +8%
Cigna HMO-PPO Managed Care $443.53 ↑ +13%
Magellan Behavioral Health $471.00 ↑ +20%
Aetna First Health Commercial $478.85 ↑ +22%
GMMI Commercial $510.25 ↑ +30%
Quik Trip Commercial $510.25 ↑ +30%
Cigna Commercial SAR $529.88 ↑ +35%
Carolina Behavioral Health Employee Plan $565.20 ↑ +44%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $565.99 ↑ +44%
MedCost PPO $588.75 ↑ +50%
Private Health Care Systems Commercial $628.00 ↑ +60%
Carolina Behavioral Health Commercial $628.00 ↑ +60%
Healthgram Commercial $628.00 ↑ +60%
Cigna Behavioral Health $628.00 ↑ +60%
Lifesynch Community Choice Care Behavioral Health $643.70 ↑ +64%
ChoiceCare Commercial $643.70 ↑ +64%
First Health Commercial $667.25 ↑ +70%
Beechstreet Commercial $706.50 ↑ +80%
Multiplan Commercial $745.75 ↑ +90%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Clsd tx/fx/phalanx/phalang/manip 28515 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $392.50 $99.45 – $745.75
Atrium Health Behavioral Health Charlotte Charlotte $392.50 $100.44 – $690.80
Atrium Health Cleveland Shelby $392.50 $99.45 – $745.75
Atrium Health Lincoln Lincolnton $392.50 $88.55 – $745.75
Atrium Health Mercy Charlotte $392.50 $75.38 – $722.20
Atrium Health Pineville Charlotte $392.50 $78.50 – $722.20
Atrium Health Stanly Albermarle $392.50 $94.20 – $753.60
Atrium Health Union Monroe $392.50 $99.45 – $745.75

All North-carolina hospitals for this procedure →