Blood, l/r, irradiated at Atrium Health Cabarrus
920 Church St N, Concord, NC · Atrium Health · · NPI 1487866315
$511.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,023.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.85 with Humana vs $971.95 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $85.85 | ↓ -83% |
| Aetna | Medicare Advantage | $87.12 | ↓ -83% |
| Cigna Healthspring | Medicare Advantage | $88.38 | ↓ -83% |
| United Healthcare | Medicare Advantage | $88.64 | ↓ -83% |
| Ortho Carolina | Commercial | $105.21 | ↓ -79% |
| Amerihealth Caritas | Managed Medicaid | $125.53 | ↓ -75% |
| Alliance | Behavioral Health | $126.76 | ↓ -75% |
| Healthy Blue | Managed Medicaid | $127.89 | ↓ -75% |
| Wellcare | Managed Medicaid | $127.89 | ↓ -75% |
| Carolina Complete Health | Managed Medicaid | $127.89 | ↓ -75% |
| Partners | Managed Medicaid | $128.91 | ↓ -75% |
| Vaya | Managed Medicaid | $129.22 | ↓ -75% |
| United Healthcare | Managed Medicaid | $130.24 | ↓ -75% |
| Alliance | Managed Medicaid | $130.45 | ↓ -74% |
| Trillium | Managed Medicaid | $131.78 | ↓ -74% |
| Aetna | Connected North Carolina Individual HMO | $271.12 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $278.08 | ↓ -46% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $279.10 | ↓ -45% |
| Ambetter | CoBranded Commercial | $297.21 | ↓ -42% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $367.19 | ↓ -28% |
| Ambetter | Individual Commercial | $371.39 | ↓ -27% |
| United Healthcare | IEX Commercial | $411.29 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $416.40 | ↓ -19% |
| Aetna | Whole Health HMO | $424.59 | ↓ -17% |
| Cigna | Commercial NB | $443.00 | ↓ -13% |
| Employers Health Network | Commercial | $452.21 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $453.23 | ↓ -11% |
| Aetna | Broad Network | $468.58 | ↓ -8% |
| Physician Reach Out | Plan P | $511.55 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $529.97 | ↑ +4% |
| MedCost | Ultra | $550.43 | ↑ +8% |
| Magellan | Behavioral Health | $613.86 | ↑ +20% |
| Aetna First Health | Commercial | $624.09 | ↑ +22% |
| Quik Trip | Commercial | $665.02 | ↑ +30% |
| GMMI | Commercial | $665.02 | ↑ +30% |
| Cigna | Commercial SAR | $690.59 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $736.63 | ↑ +44% |
| MedCost | PPO | $767.33 | ↑ +50% |
| Healthgram | Commercial | $818.48 | ↑ +60% |
| Private Health Care Systems | Commercial | $818.48 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $818.48 | ↑ +60% |
| Cigna | Behavioral Health | $818.48 | ↑ +60% |
| Lifesynch Community Choice Care | Behavioral Health | $838.94 | ↑ +64% |
| ChoiceCare | Commercial | $838.94 | ↑ +64% |
| First Health | Commercial | $869.64 | ↑ +70% |
| Beechstreet | Commercial | $920.79 | ↑ +80% |
| Multiplan | Commercial | $971.95 | ↑ +90% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Blood, l/r, irradiated at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $511.55 | $85.85 – $971.95 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $511.55 | $194.39 – $1,023.10 |
| Atrium Health Cleveland | Shelby | $511.55 | $85.85 – $971.95 |
| Atrium Health Lincoln | Lincolnton | $511.55 | $85.85 – $971.95 |
| Atrium Health Mercy | Charlotte | $511.55 | $85.42 – $941.25 |
| Atrium Health Pineville | Charlotte | $511.55 | $85.85 – $941.25 |
| Atrium Health Stanly | Albermarle | $511.55 | $85.85 – $982.18 |
| Atrium Health Union | Monroe | $511.55 | $85.85 – $971.95 |