Ocular instrumnt screen bil at Carolinas Rehabilitation Charlotte

1100 Blythe Blvd, Charlotte, NC · Atrium Health · · NPI 1790727550

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$151.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$302.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.50 with Humana vs $277.93 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $4.50 ↓ -97%
Aetna Medicare Advantage $4.56 ↓ -97%
Cigna Healthspring Medicare Advantage $4.63 ↓ -97%
United Healthcare Medicare Advantage $4.64 ↓ -97%
United Healthcare IEX Commercial $8.17 ↓ -95%
Blue Cross Blue Shield of North Carolina Local Group Commercial $8.39 ↓ -94%
Aetna North Carolina Preferred Plus $8.73 ↓ -94%
ChoiceCare Commercial $8.87 ↓ -94%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $8.87 ↓ -94%
Aetna Broad Network $9.63 ↓ -94%
Aetna Whole Health HMO $9.81 ↓ -94%
MedCost Ultra $11.00 ↓ -93%
MedCost PPO $11.00 ↓ -93%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $11.04 ↓ -93%
United Healthcare HMO-PPO Managed Care $11.55 ↓ -92%
Ambetter CoBranded Commercial $92.41 ↓ -39%
Ambetter Individual Commercial $112.38 ↓ -26%
Amerihealth Caritas Managed Medicaid $117.55 ↓ -22%
Wellcare Managed Medicaid $119.75 ↓ -21%
Carolina Complete Health Managed Medicaid $119.75 ↓ -21%
Healthy Blue Managed Medicaid $119.75 ↓ -21%
Cigna Commercial NB $130.81 ↓ -13%
Employers Health Network Commercial $133.53 ↓ -12%
Aetna Connected North Carolina Individual HMO $148.94 ↓ -1%
Physician Reach Out Plan P $151.05 ↑ +0%
Cigna HMO-PPO Managed Care $161.93 ↑ +7%
United Healthcare Managed Medicaid $174.61 ↑ +16%
Quik Trip Commercial $196.37 ↑ +30%
Cigna Commercial SAR $203.92 ↑ +35%
Aetna First Health Commercial $220.53 ↑ +46%
Healthgram Commercial $241.68 ↑ +60%
Private Health Care Systems Commercial $247.72 ↑ +64%
First Health Commercial $256.79 ↑ +70%
Multiplan Commercial $277.93 ↑ +84%
Beechstreet Commercial $277.93 ↑ +84%
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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