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Lower Back (Lumbar Spine) X-ray at Carolinas Rehabilitation Charlotte

1100 Blythe Blvd, Charlotte, NC · Atrium Health · · NPI 1790727550

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$278.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.17 with United Healthcare vs $512.26 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Managed Medicaid $9.17 ↓ -97%
Wellcare Managed Medicaid $9.17 ↓ -97%
Healthy Blue Managed Medicaid $9.17 ↓ -97%
Amerihealth Caritas Managed Medicaid $9.17 ↓ -97%
Carolina Complete Health Managed Medicaid $9.17 ↓ -97%
Cigna Healthspring Medicare Advantage $10.03 ↓ -96%
Humana Medicare Advantage $10.23 ↓ -96%
Aetna Medicare Advantage $10.38 ↓ -96%
United Healthcare Medicare Advantage $10.41 ↓ -96%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $26.88 ↓ -90%
Ambetter Individual Commercial $42.84 ↓ -85%
Aetna Whole Health HMO $51.95 ↓ -81%
Blue Cross Blue Shield of North Carolina Local Group Commercial $52.54 ↓ -81%
Aetna North Carolina Preferred Plus $54.63 ↓ -80%
ChoiceCare Commercial $55.51 ↓ -80%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $55.51 ↓ -80%
United Healthcare HMO-PPO Managed Care $59.60 ↓ -79%
Aetna Broad Network $60.26 ↓ -78%
MedCost Ultra $61.01 ↓ -78%
MedCost PPO $61.01 ↓ -78%
United Healthcare IEX Commercial $63.63 ↓ -77%
Aetna First Health Commercial $86.28 ↓ -69%
Ambetter CoBranded Commercial $170.33 ↓ -39%
Cigna Commercial NB $241.09 ↓ -13%
Employers Health Network Commercial $246.11 ↓ -12%
Aetna Connected North Carolina Individual HMO $274.50 ↓ -1%
Physician Reach Out Plan P $278.40 ↑ +0%
Cigna HMO-PPO Managed Care $298.44 ↑ +7%
Quik Trip Commercial $361.92 ↑ +30%
Cigna Commercial SAR $375.84 ↑ +35%
Healthgram Commercial $445.44 ↑ +60%
Private Health Care Systems Commercial $456.58 ↑ +64%
First Health Commercial $473.28 ↑ +70%
Beechstreet Commercial $512.26 ↑ +84%
Multiplan Commercial $512.26 ↑ +84%
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $278.40 $9.17 – $489.98
Atrium Health Mercy Charlotte $278.40 $9.08 – $512.26
Atrium Health Pineville Charlotte $278.40 $9.08 – $512.26
Atrium Health University City Charlotte $278.40 $9.08 – $512.26
Atrium Health Carolinas Medical Center Charlotte $278.40 $9.08 – $501.12
Atrium Health Anson Wadesboro $278.40 $9.08 – $528.96
Atrium Health Cleveland Shelby $278.40 $9.08 – $528.96
Atrium Health Cabarrus Concord $278.40 $9.08 – $528.96

All North-carolina hospitals for this procedure →