X-ray skull < 4 views at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$291.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.13 with Cigna Healthspring vs $536.87 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $8.13 ↓ -97%
Humana Medicare Advantage $8.29 ↓ -97%
Aetna Medicare Advantage $8.41 ↓ -97%
United Healthcare Medicare Advantage $8.44 ↓ -97%
Trillium Managed Medicaid $9.69 ↓ -97%
Partners Managed Medicaid $9.69 ↓ -97%
Healthy Blue Managed Medicaid $9.79 ↓ -97%
Wellcare Managed Medicaid $9.79 ↓ -97%
United Healthcare Managed Medicaid $9.79 ↓ -97%
Carolina Complete Health Managed Medicaid $9.79 ↓ -97%
Amerihealth Caritas Managed Medicaid $9.79 ↓ -97%
Vaya Managed Medicaid $9.79 ↓ -97%
Alliance Managed Medicaid $9.88 ↓ -97%
Ortho Carolina Commercial $10.16 ↓ -97%
Blue Cross Blue Shield of North Carolina Local Group Commercial $46.76 ↓ -84%
Alliance Behavioral Health $60.40 ↓ -79%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $90.46 ↓ -69%
United Healthcare HMO-PPO Managed Care $93.91 ↓ -68%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $134.16 ↓ -54%
Aetna Connected North Carolina Individual HMO $154.64 ↓ -47%
Ambetter CoBranded Commercial $171.80 ↓ -41%
Aetna Whole Health HMO $200.74 ↓ -31%
Ambetter Individual Commercial $211.83 ↓ -27%
United Healthcare IEX Commercial $234.59 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $237.50 ↓ -19%
Cigna Commercial NB $252.68 ↓ -13%
Employers Health Network Commercial $257.93 ↓ -12%
Aetna Broad Network $267.27 ↓ -8%
Physician Reach Out Plan P $291.78 ↑ +0%
MedCost Ultra $294.69 ↑ +1%
Cigna HMO-PPO Managed Care $302.28 ↑ +4%
MedCost PPO $338.46 ↑ +16%
Magellan Behavioral Health $350.13 ↑ +20%
Quik Trip Commercial $379.31 ↑ +30%
GMMI Commercial $379.31 ↑ +30%
Cigna Commercial SAR $393.90 ↑ +35%
Carolina Behavioral Health Employee Plan $420.16 ↑ +44%
ChoiceCare Commercial $420.16 ↑ +44%
Healthgram Commercial $466.84 ↑ +60%
Carolina Behavioral Health Commercial $466.84 ↑ +60%
First Health Commercial $466.84 ↑ +60%
Aetna First Health Commercial $466.84 ↑ +60%
Cigna Behavioral Health $466.84 ↑ +60%
Private Health Care Systems Commercial $478.51 ↑ +64%
Provider Select Commercial $507.69 ↑ +74%
Beechstreet Commercial $525.20 ↑ +80%
Multiplan Commercial $536.87 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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X-ray skull < 4 views at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $291.78 $8.13 – $513.52
Atrium Health Mercy Charlotte $291.78 $8.13 – $536.87
Atrium Health Pineville Charlotte $291.78 $8.13 – $536.87
Atrium Health Carolinas Medical Center Charlotte $291.78 $8.13 – $525.20
Carolinas Rehabilitation Charlotte Charlotte $291.78 $8.13 – $536.87
Atrium Health Anson Wadesboro $291.78 $8.13 – $554.37
Atrium Health Cabarrus Concord $291.78 $8.13 – $554.37
Atrium Health Cleveland Shelby $291.78 $8.13 – $554.37

All North-carolina hospitals for this procedure →