Team conf w/pat by hc prof at Atrium Health University City
8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892
$102.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$204.95
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.50 with Partners vs $188.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $20.50 | ↓ -80% |
| Amerihealth Caritas | Managed Medicaid | $21.01 | ↓ -79% |
| Alliance | Behavioral Health | $21.21 | ↓ -79% |
| Healthy Blue | Managed Medicaid | $21.40 | ↓ -79% |
| Wellcare | Managed Medicaid | $21.40 | ↓ -79% |
| Carolina Complete Health | Managed Medicaid | $21.40 | ↓ -79% |
| Vaya | Managed Medicaid | $21.60 | ↓ -79% |
| Alliance | Managed Medicaid | $21.83 | ↓ -79% |
| Trillium | Managed Medicaid | $22.03 | ↓ -79% |
| United Healthcare | Managed Medicaid | $30.97 | ↓ -70% |
| Humana | Medicare Advantage | $38.63 | ↓ -62% |
| Aetna | Medicare Advantage | $39.19 | ↓ -62% |
| Cigna Healthspring | Medicare Advantage | $39.76 | ↓ -61% |
| United Healthcare | Medicare Advantage | $39.88 | ↓ -61% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $47.12 | ↓ -54% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $47.24 | ↓ -54% |
| Ortho Carolina | Commercial | $47.34 | ↓ -54% |
| Aetna | Connected North Carolina Individual HMO | $54.31 | ↓ -47% |
| Ambetter | CoBranded Commercial | $60.34 | ↓ -41% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $62.16 | ↓ -39% |
| Aetna | Whole Health HMO | $70.50 | ↓ -31% |
| Ambetter | Individual Commercial | $74.40 | ↓ -27% |
| United Healthcare | IEX Commercial | $82.39 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $83.41 | ↓ -19% |
| Aetna | Broad Network | $88.37 | ↓ -14% |
| Cigna | Commercial NB | $88.74 | ↓ -13% |
| Employers Health Network | Commercial | $90.59 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $95.92 | ↓ -6% |
| Physician Reach Out | Plan P | $102.48 | ↑ +0% |
| MedCost | Ultra | $103.50 | ↑ +1% |
| Cigna | HMO-PPO Managed Care | $106.16 | ↑ +4% |
| MedCost | PPO | $118.87 | ↑ +16% |
| Magellan | Behavioral Health | $122.97 | ↑ +20% |
| Quik Trip | Commercial | $133.22 | ↑ +30% |
| GMMI | Commercial | $133.22 | ↑ +30% |
| Cigna | Commercial SAR | $138.34 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $147.56 | ↑ +44% |
| ChoiceCare | Commercial | $147.56 | ↑ +44% |
| Healthgram | Commercial | $163.96 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $163.96 | ↑ +60% |
| First Health | Commercial | $163.96 | ↑ +60% |
| Aetna First Health | Commercial | $163.96 | ↑ +60% |
| Cigna | Behavioral Health | $163.96 | ↑ +60% |
| Private Health Care Systems | Commercial | $168.06 | ↑ +64% |
| Provider Select | Commercial | $178.31 | ↑ +74% |
| Beechstreet | Commercial | $184.46 | ↑ +80% |
| Multiplan | Commercial | $188.55 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Team conf w/pat by hc prof at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $102.48 | $38.94 – $204.95 |
| Atrium Health Mercy | Charlotte | $102.48 | $38.63 – $188.55 |
| Atrium Health Pineville | Charlotte | $102.48 | $20.50 – $188.55 |
| Atrium Health Carolinas Medical Center | Charlotte | $102.48 | $38.63 – $184.46 |
| Carolinas Rehabilitation Charlotte | Charlotte | $102.48 | $38.63 – $188.55 |
| Atrium Health Anson | Wadesboro | $102.48 | $30.66 – $194.70 |
| Atrium Health Cabarrus | Concord | $102.48 | $25.15 – $194.70 |
| Atrium Health Cleveland | Shelby | $102.48 | $28.69 – $194.70 |