Psychotherapy patient individual therapy 30 minutes at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$81.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$162.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.30 with Partners vs $149.91 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $16.30 ↓ -80%
Amerihealth Caritas Managed Medicaid $16.70 ↓ -80%
Alliance Behavioral Health $16.87 ↓ -79%
Carolina Complete Health Managed Medicaid $17.01 ↓ -79%
Healthy Blue Managed Medicaid $17.01 ↓ -79%
Wellcare Managed Medicaid $17.01 ↓ -79%
Vaya Managed Medicaid $17.17 ↓ -79%
Alliance Managed Medicaid $17.35 ↓ -79%
Trillium Managed Medicaid $17.52 ↓ -78%
United Healthcare Managed Medicaid $24.62 ↓ -70%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $37.46 ↓ -54%
Blue Cross Blue Shield of North Carolina Local Group Commercial $37.56 ↓ -54%
Aetna Connected North Carolina Individual HMO $43.18 ↓ -47%
Ambetter CoBranded Commercial $47.97 ↓ -41%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $49.42 ↓ -39%
Aetna Whole Health HMO $56.05 ↓ -31%
Ambetter Individual Commercial $59.15 ↓ -27%
United Healthcare IEX Commercial $65.51 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $66.32 ↓ -19%
Cigna Healthspring Medicare Advantage $67.91 ↓ -17%
Humana Medicare Advantage $69.27 ↓ -15%
Aetna Medicare Advantage $70.29 ↓ -14%
United Healthcare Medicare Advantage $70.48 ↓ -14%
Cigna Commercial NB $70.56 ↓ -13%
Employers Health Network Commercial $72.02 ↓ -12%
Aetna Broad Network $74.63 ↓ -8%
United Healthcare HMO-PPO Managed Care $76.26 ↓ -6%
Physician Reach Out Plan P $81.48 ↑ +0%
MedCost Ultra $82.29 ↑ +1%
Cigna HMO-PPO Managed Care $84.41 ↑ +4%
Ortho Carolina Commercial $84.89 ↑ +4%
MedCost PPO $94.51 ↑ +16%
Magellan Behavioral Health $97.77 ↑ +20%
ChoiceCare Commercial $103.47 ↑ +27%
Quik Trip Commercial $105.92 ↑ +30%
GMMI Commercial $105.92 ↑ +30%
Cigna Commercial SAR $109.99 ↑ +35%
Carolina Behavioral Health Employee Plan $117.32 ↑ +44%
First Health Commercial $130.36 ↑ +60%
Healthgram Commercial $130.36 ↑ +60%
Aetna First Health Commercial $130.36 ↑ +60%
Carolina Behavioral Health Commercial $130.36 ↑ +60%
Cigna Behavioral Health $130.36 ↑ +60%
Private Health Care Systems Commercial $133.62 ↑ +64%
Provider Select Commercial $141.77 ↑ +74%
Beechstreet Commercial $146.66 ↑ +80%
Multiplan Commercial $149.91 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 30 minutes at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $81.48 $30.96 – $143.40
Atrium Health Mercy Charlotte $81.48 $35.54 – $149.91
Atrium Health Pineville Charlotte $81.48 $16.30 – $149.91
Atrium Health Carolinas Medical Center Charlotte $81.48 $35.54 – $146.66
Carolinas Rehabilitation Charlotte Charlotte $81.48 $40.55 – $149.91
Atrium Health Anson Wadesboro $81.48 $24.38 – $154.80
Atrium Health Cabarrus Concord $81.48 $19.99 – $154.80
Atrium Health Cleveland Shelby $81.48 $22.81 – $154.80

All North-carolina hospitals for this procedure →