Ocular instrumnt screen bil at Atrium Health University City
8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892
$151.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$302.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.50 with Humana vs $277.93 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $4.50 | ↓ -97% |
| Aetna | Medicare Advantage | $4.56 | ↓ -97% |
| Cigna Healthspring | Medicare Advantage | $4.63 | ↓ -97% |
| United Healthcare | Medicare Advantage | $4.64 | ↓ -97% |
| Ortho Carolina | Commercial | $5.51 | ↓ -96% |
| United Healthcare | IEX Commercial | $8.17 | ↓ -95% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $8.39 | ↓ -94% |
| Aetna | North Carolina Preferred Plus Commercial | $8.73 | ↓ -94% |
| ChoiceCare | Commercial | $8.87 | ↓ -94% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $8.87 | ↓ -94% |
| Aetna | Broad Network | $9.63 | ↓ -94% |
| Aetna | Whole Health HMO | $9.81 | ↓ -94% |
| MedCost | Ultra | $11.00 | ↓ -93% |
| MedCost | PPO | $11.00 | ↓ -93% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $11.04 | ↓ -93% |
| United Healthcare | HMO-PPO Managed Care | $11.55 | ↓ -92% |
| Partners | Managed Medicaid | $30.21 | ↓ -80% |
| Amerihealth Caritas | Managed Medicaid | $30.97 | ↓ -79% |
| Alliance | Behavioral Health | $31.27 | ↓ -79% |
| Carolina Complete Health | Managed Medicaid | $31.54 | ↓ -79% |
| Wellcare | Managed Medicaid | $31.54 | ↓ -79% |
| Healthy Blue | Managed Medicaid | $31.54 | ↓ -79% |
| Vaya | Managed Medicaid | $31.84 | ↓ -79% |
| Alliance | Managed Medicaid | $32.17 | ↓ -79% |
| Trillium | Managed Medicaid | $32.48 | ↓ -78% |
| United Healthcare | Managed Medicaid | $45.65 | ↓ -70% |
| Aetna | Connected North Carolina Individual HMO | $80.06 | ↓ -47% |
| Ambetter | CoBranded Commercial | $88.94 | ↓ -41% |
| Ambetter | Individual Commercial | $109.66 | ↓ -27% |
| Cigna | Commercial NB | $130.81 | ↓ -13% |
| Employers Health Network | Commercial | $133.53 | ↓ -12% |
| Physician Reach Out | Plan P | $151.05 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $156.49 | ↑ +4% |
| Magellan | Behavioral Health | $181.26 | ↑ +20% |
| Quik Trip | Commercial | $196.37 | ↑ +30% |
| GMMI | Commercial | $196.37 | ↑ +30% |
| Cigna | Commercial SAR | $203.92 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $217.51 | ↑ +44% |
| First Health | Commercial | $241.68 | ↑ +60% |
| Healthgram | Commercial | $241.68 | ↑ +60% |
| Aetna First Health | Commercial | $241.68 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $241.68 | ↑ +60% |
| Cigna | Behavioral Health | $241.68 | ↑ +60% |
| Private Health Care Systems | Commercial | $247.72 | ↑ +64% |
| Provider Select | Commercial | $262.83 | ↑ +74% |
| Beechstreet | Commercial | $271.89 | ↑ +80% |
| Multiplan | Commercial | $277.93 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |