Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$91.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$183.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.14 with Alliance vs $45.68 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $5.14 ↓ -94%
Healthy Blue Managed Medicaid $5.18 ↓ -94%
Wellcare Managed Medicaid $5.18 ↓ -94%
Carolina Complete Health Managed Medicaid $5.18 ↓ -94%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $11.41 ↓ -88%
Blue Cross Blue Shield of North Carolina Local Group Commercial $11.44 ↓ -88%
Aetna Connected North Carolina Individual HMO $13.16 ↓ -86%
Trillium Managed Medicaid $14.13 ↓ -85%
Partners Managed Medicaid $14.13 ↓ -85%
Amerihealth Caritas Managed Medicaid $14.27 ↓ -84%
United Healthcare Managed Medicaid $14.27 ↓ -84%
Vaya Managed Medicaid $14.27 ↓ -84%
Alliance Managed Medicaid $14.41 ↓ -84%
Ambetter CoBranded Commercial $14.62 ↓ -84%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $15.06 ↓ -84%
Humana Medicare Advantage $16.39 ↓ -82%
Aetna Medicare Advantage $16.63 ↓ -82%
Cigna Healthspring Medicare Advantage $16.87 ↓ -82%
United Healthcare Medicare Advantage $16.92 ↓ -82%
Aetna Whole Health HMO $17.08 ↓ -81%
Ambetter Individual Commercial $18.02 ↓ -80%
United Healthcare IEX Commercial $19.96 ↓ -78%
Ortho Carolina Commercial $20.09 ↓ -78%
Aetna North Carolina Preferred Plus Commercial $20.21 ↓ -78%
Cigna Commercial NB $21.50 ↓ -77%
Employers Health Network Commercial $21.95 ↓ -76%
Aetna Broad Network $22.74 ↓ -75%
United Healthcare HMO-PPO Managed Care $23.24 ↓ -75%
Physician Reach Out Plan P $24.83 ↓ -73%
MedCost Ultra $25.07 ↓ -73%
Cigna HMO-PPO Managed Care $25.72 ↓ -72%
MedCost PPO $28.80 ↓ -69%
Magellan Behavioral Health $29.79 ↓ -67%
Quik Trip Commercial $32.27 ↓ -65%
GMMI Commercial $32.27 ↓ -65%
Cigna Commercial SAR $33.51 ↓ -63%
Carolina Behavioral Health Employee Plan $35.75 ↓ -61%
ChoiceCare Commercial $35.75 ↓ -61%
Healthgram Commercial $39.72 ↓ -57%
Carolina Behavioral Health Commercial $39.72 ↓ -57%
First Health Commercial $39.72 ↓ -57%
Aetna First Health Commercial $39.72 ↓ -57%
Cigna Behavioral Health $39.72 ↓ -57%
Private Health Care Systems Commercial $40.71 ↓ -56%
Provider Select Commercial $43.20 ↓ -53%
Beechstreet Commercial $44.69 ↓ -51%
Multiplan Commercial $45.68 ↓ -50%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $91.65 $9.43 – $43.69
Atrium Health Mercy Charlotte $91.65 $10.93 – $45.68
Atrium Health Pineville Charlotte $91.65 $5.09 – $45.68
Atrium Health Carolinas Medical Center Charlotte $91.65 $10.93 – $44.69
Carolinas Rehabilitation Charlotte Charlotte $91.65 $14.27 – $45.68
Atrium Health Anson Wadesboro $91.65 $7.50 – $47.17
Atrium Health Cabarrus Concord $91.65 $6.15 – $47.17
Atrium Health Cleveland Shelby $91.65 $8.31 – $47.17

All North-carolina hospitals for this procedure →