Hlth bhv ivntj fam wo pt 1st at Atrium Health University City
8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892
$185.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$370.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.09 with Partners vs $341.23 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $37.09 | ↓ -80% |
| Amerihealth Caritas | Managed Medicaid | $38.02 | ↓ -79% |
| Alliance | Behavioral Health | $38.39 | ↓ -79% |
| Healthy Blue | Managed Medicaid | $38.72 | ↓ -79% |
| Wellcare | Managed Medicaid | $38.72 | ↓ -79% |
| Carolina Complete Health | Managed Medicaid | $38.72 | ↓ -79% |
| Vaya | Managed Medicaid | $39.09 | ↓ -79% |
| Alliance | Managed Medicaid | $39.50 | ↓ -79% |
| Trillium | Managed Medicaid | $39.87 | ↓ -79% |
| United Healthcare | Managed Medicaid | $56.04 | ↓ -70% |
| Humana | Medicare Advantage | $73.85 | ↓ -60% |
| Aetna | Medicare Advantage | $74.94 | ↓ -60% |
| Cigna Healthspring | Medicare Advantage | $76.03 | ↓ -59% |
| United Healthcare | Medicare Advantage | $76.25 | ↓ -59% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $85.27 | ↓ -54% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $85.49 | ↓ -54% |
| Ortho Carolina | Commercial | $90.51 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $98.29 | ↓ -47% |
| Ambetter | CoBranded Commercial | $109.19 | ↓ -41% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $112.49 | ↓ -39% |
| Aetna | Whole Health HMO | $127.59 | ↓ -31% |
| Ambetter | Individual Commercial | $134.64 | ↓ -27% |
| United Healthcare | IEX Commercial | $149.10 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $150.96 | ↓ -19% |
| Cigna | Commercial NB | $160.60 | ↓ -13% |
| Employers Health Network | Commercial | $163.94 | ↓ -12% |
| Aetna | Broad Network | $169.87 | ↓ -8% |
| United Healthcare | HMO-PPO Managed Care | $173.58 | ↓ -6% |
| Physician Reach Out | Plan P | $185.45 | ↑ +0% |
| MedCost | Ultra | $187.30 | ↑ +1% |
| Cigna | HMO-PPO Managed Care | $192.13 | ↑ +4% |
| MedCost | PPO | $215.12 | ↑ +16% |
| Magellan | Behavioral Health | $222.54 | ↑ +20% |
| Quik Trip | Commercial | $241.09 | ↑ +30% |
| GMMI | Commercial | $241.09 | ↑ +30% |
| Cigna | Commercial SAR | $250.36 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $267.05 | ↑ +44% |
| ChoiceCare | Commercial | $267.05 | ↑ +44% |
| Healthgram | Commercial | $296.72 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $296.72 | ↑ +60% |
| First Health | Commercial | $296.72 | ↑ +60% |
| Aetna First Health | Commercial | $296.72 | ↑ +60% |
| Cigna | Behavioral Health | $296.72 | ↑ +60% |
| Private Health Care Systems | Commercial | $304.14 | ↑ +64% |
| Provider Select | Commercial | $322.68 | ↑ +74% |
| Beechstreet | Commercial | $333.81 | ↑ +80% |
| Multiplan | Commercial | $341.23 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
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Hlth bhv ivntj fam wo pt 1st at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $185.45 | $70.47 – $370.90 |
| Atrium Health Mercy | Charlotte | $185.45 | $52.77 – $341.23 |
| Atrium Health Pineville | Charlotte | $185.45 | $37.09 – $341.23 |
| Atrium Health Carolinas Medical Center | Charlotte | $185.45 | $52.77 – $333.81 |
| Carolinas Rehabilitation Charlotte | Charlotte | $185.45 | $73.85 – $341.23 |
| Atrium Health Anson | Wadesboro | $185.45 | $55.49 – $352.36 |
| Atrium Health Cabarrus | Concord | $185.45 | $45.51 – $352.36 |
| Atrium Health Cleveland | Shelby | $185.45 | $51.93 – $352.36 |