Ewho w/joint(s) cf at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$324.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$649.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.90 with Partners vs $1,091.15 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $64.90 ↓ -80%
Amerihealth Caritas Managed Medicaid $66.52 ↓ -80%
Alliance Behavioral Health $67.17 ↓ -79%
Carolina Complete Health Managed Medicaid $67.76 ↓ -79%
Healthy Blue Managed Medicaid $67.76 ↓ -79%
Wellcare Managed Medicaid $67.76 ↓ -79%
Vaya Managed Medicaid $68.40 ↓ -79%
Alliance Managed Medicaid $69.12 ↓ -79%
Trillium Managed Medicaid $69.77 ↓ -78%
United Healthcare Managed Medicaid $98.06 ↓ -70%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $102.61 ↓ -68%
Blue Cross Blue Shield of North Carolina Local Group Commercial $130.32 ↓ -60%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $171.47 ↓ -47%
Aetna Connected North Carolina Individual HMO $171.99 ↓ -47%
Ambetter CoBranded Commercial $191.07 ↓ -41%
Aetna Whole Health HMO $223.26 ↓ -31%
Ambetter Individual Commercial $235.59 ↓ -27%
United Healthcare IEX Commercial $260.90 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $264.14 ↓ -19%
Cigna Commercial NB $281.02 ↓ -13%
Employers Health Network Commercial $286.86 ↓ -12%
Cigna HMO-PPO Managed Care $294.65 ↓ -9%
Aetna Broad Network $297.24 ↓ -8%
United Healthcare HMO-PPO Managed Care $303.73 ↓ -6%
Physician Reach Out Plan P $324.50 ↑ +0%
MedCost Ultra $327.75 ↑ +1%
MedCost PPO $376.42 ↑ +16%
Magellan Behavioral Health $389.40 ↑ +20%
Quik Trip Commercial $421.85 ↑ +30%
GMMI Commercial $421.85 ↑ +30%
Cigna Commercial SAR $438.08 ↑ +35%
Carolina Behavioral Health Employee Plan $467.28 ↑ +44%
ChoiceCare Commercial $467.28 ↑ +44%
Healthgram Commercial $519.20 ↑ +60%
Carolina Behavioral Health Commercial $519.20 ↑ +60%
Cigna Behavioral Health $519.20 ↑ +60%
First Health Commercial $519.20 ↑ +60%
Aetna First Health Commercial $519.20 ↑ +60%
Private Health Care Systems Commercial $532.18 ↑ +64%
Provider Select Commercial $564.63 ↑ +74%
Beechstreet Commercial $584.10 ↑ +80%
Multiplan Commercial $597.08 ↑ +84%
Humana Medicare Advantage $890.38 ↑ +174%
Aetna Medicare Advantage $903.47 ↑ +178%
Cigna Healthspring Medicare Advantage $916.57 ↑ +182%
United Healthcare Medicare Advantage $919.27 ↑ +183%
Ortho Carolina Commercial $1,091.15 ↑ +236%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Ewho w/joint(s) cf at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $324.50 $123.31 – $649.00
Atrium Health Mercy Charlotte $324.50 $116.63 – $1,091.15
Atrium Health Pineville Charlotte $324.50 $64.90 – $1,091.15
Atrium Health Carolinas Medical Center Charlotte $324.50 $124.28 – $1,091.15
Carolinas Rehabilitation Charlotte Charlotte $324.50 $198.53 – $916.57
Atrium Health Anson Wadesboro $324.50 $97.09 – $916.57
Atrium Health Cabarrus Concord $324.50 $79.63 – $1,091.15
Atrium Health Cleveland Shelby $324.50 $90.86 – $1,140.27

All North-carolina hospitals for this procedure →