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Established Patient Office Visit (level 1) at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$8.13 with Cigna Healthspring vs $46.95 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $8.13
Humana Medicare Advantage $8.29
Aetna Medicare Advantage $8.41
United Healthcare Medicare Advantage $8.44
Partners Managed Medicaid $9.08
Trillium Managed Medicaid $9.08
Amerihealth Caritas Managed Medicaid $9.17
Carolina Complete Health Managed Medicaid $9.17
Healthy Blue Managed Medicaid $9.17
United Healthcare Managed Medicaid $9.17
Vaya Managed Medicaid $9.17
Wellcare Managed Medicaid $9.17
Alliance Managed Medicaid $9.26
Ortho Carolina Commercial $10.16
United Healthcare IEX Commercial $13.83
Blue Cross Blue Shield of North Carolina Local Group Commercial $14.84
Blue Cross Blue Shield of North Carolina Local Individual Commercial $15.68
ChoiceCare Commercial $15.68
United Healthcare HMO-PPO Managed Care $17.99
MedCost PPO $19.36
MedCost Ultra $19.36
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $19.53
Aetna Whole Health HMO $40.80
Aetna North Carolina Preferred Plus Commercial $42.50
Aetna Broad Network $46.95

Visitor-reported prices

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Established Patient Office Visit (level 1) at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte not published $8.13 – $19.36
Atrium Health Mercy Charlotte not published $8.13 – $19.36
Atrium Health Pineville Charlotte not published $8.13 – $19.36
Carolinas Rehabilitation Charlotte Charlotte not published $8.13 – $19.36
Atrium Health Carolinas Medical Center Charlotte not published $8.13 – $19.36
Atrium Health Anson Wadesboro not published $8.13 – $19.36
Atrium Health Cleveland Shelby not published $8.13 – $19.36
Atrium Health Cabarrus Concord not published $8.13 – $19.36

All North-carolina hospitals for this procedure →