healthcosts.net
ER Visit (level 4) at Atrium Health University City
8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892
$1,590.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,181.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$104.11 with Trillium vs $2,926.75 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Trillium | Managed Medicaid | $104.11 | ↓ -93% |
| Partners | Managed Medicaid | $104.11 | ↓ -93% |
| United Healthcare | Managed Medicaid | $105.15 | ↓ -93% |
| Wellcare | Managed Medicaid | $105.15 | ↓ -93% |
| Healthy Blue | Managed Medicaid | $105.15 | ↓ -93% |
| Vaya | Managed Medicaid | $105.15 | ↓ -93% |
| Amerihealth Caritas | Managed Medicaid | $105.15 | ↓ -93% |
| Carolina Complete Health | Managed Medicaid | $105.15 | ↓ -93% |
| Alliance | Managed Medicaid | $106.19 | ↓ -93% |
| Cigna Healthspring | Medicare Advantage | $111.94 | ↓ -93% |
| Humana | Medicare Advantage | $114.18 | ↓ -93% |
| Aetna | Medicare Advantage | $115.86 | ↓ -93% |
| United Healthcare | Medicare Advantage | $116.18 | ↓ -93% |
| Ortho Carolina | Commercial | $139.93 | ↓ -91% |
| United Healthcare | IEX Commercial | $175.71 | ↓ -89% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $194.40 | ↓ -88% |
| ChoiceCare | Commercial | $205.42 | ↓ -87% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $205.42 | ↓ -87% |
| United Healthcare | HMO-PPO Managed Care | $228.60 | ↓ -86% |
| Aetna | North Carolina Preferred Plus Commercial | $229.39 | ↓ -86% |
| MedCost | Ultra | $246.65 | ↓ -84% |
| MedCost | PPO | $246.65 | ↓ -84% |
| Aetna | Broad Network | $253.41 | ↓ -84% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $255.78 | ↓ -84% |
| Alliance | Behavioral Health | $329.26 | ↓ -79% |
| Aetna | Connected North Carolina Individual HMO | $843.03 | ↓ -47% |
| Ambetter | CoBranded Commercial | $936.56 | ↓ -41% |
| Aetna | Whole Health HMO | $1,094.35 | ↓ -31% |
| Ambetter | Individual Commercial | $1,154.79 | ↓ -27% |
| Cigna | Commercial NB | $1,377.48 | ↓ -13% |
| Employers Health Network | Commercial | $1,406.11 | ↓ -12% |
| Physician Reach Out | Plan P | $1,590.63 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $1,797.41 | ↑ +13% |
| Magellan | Behavioral Health | $1,908.75 | ↑ +20% |
| Quik Trip | Commercial | $2,067.81 | ↑ +30% |
| GMMI | Commercial | $2,067.81 | ↑ +30% |
| Cigna | Commercial SAR | $2,147.34 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $2,290.50 | ↑ +44% |
| First Health | Commercial | $2,545.00 | ↑ +60% |
| Cigna | Behavioral Health | $2,545.00 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $2,545.00 | ↑ +60% |
| Aetna First Health | Commercial | $2,545.00 | ↑ +60% |
| Healthgram | Commercial | $2,545.00 | ↑ +60% |
| Private Health Care Systems | Commercial | $2,608.63 | ↑ +64% |
| Provider Select | Commercial | $2,767.69 | ↑ +74% |
| Beechstreet | Commercial | $2,863.13 | ↑ +80% |
| Multiplan | Commercial | $2,926.75 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $1,590.63 | $97.92 – $2,799.50 |
| Atrium Health Mercy | Charlotte | $1,590.63 | $75.38 – $2,926.75 |
| Atrium Health Pineville | Charlotte | $1,590.63 | $104.11 – $2,926.75 |
| Carolinas Rehabilitation Charlotte | Charlotte | $1,590.63 | $105.15 – $2,926.75 |
| Atrium Health Carolinas Medical Center | Charlotte | $1,590.63 | $75.38 – $2,863.13 |
| Atrium Health Anson | Wadesboro | $1,590.63 | $104.11 – $3,022.19 |
| Atrium Health Cleveland | Shelby | $1,590.63 | $104.11 – $3,022.19 |
| Atrium Health Cabarrus | Concord | $1,590.63 | $104.11 – $3,022.19 |