Echo stress at Atrium Health University City
8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892
$1,031.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,062.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.66 with Cigna Healthspring vs $1,897.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $63.66 | ↓ -94% |
| Humana | Medicare Advantage | $64.93 | ↓ -94% |
| Partners | Managed Medicaid | $65.26 | ↓ -94% |
| Trillium | Managed Medicaid | $65.26 | ↓ -94% |
| Aetna | Medicare Advantage | $65.89 | ↓ -94% |
| Vaya | Managed Medicaid | $65.91 | ↓ -94% |
| Wellcare | Managed Medicaid | $65.91 | ↓ -94% |
| United Healthcare | Managed Medicaid | $65.91 | ↓ -94% |
| Amerihealth Caritas | Managed Medicaid | $65.91 | ↓ -94% |
| Healthy Blue | Managed Medicaid | $65.91 | ↓ -94% |
| Carolina Complete Health | Managed Medicaid | $65.91 | ↓ -94% |
| United Healthcare | Medicare Advantage | $66.07 | ↓ -94% |
| Alliance | Managed Medicaid | $66.57 | ↓ -94% |
| Ortho Carolina | Commercial | $79.58 | ↓ -92% |
| Aetna | North Carolina Preferred Plus Commercial | $134.38 | ↓ -87% |
| Aetna | Broad Network | $148.26 | ↓ -86% |
| United Healthcare | IEX Commercial | $163.81 | ↓ -84% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $170.48 | ↓ -83% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $180.15 | ↓ -83% |
| ChoiceCare | Commercial | $180.15 | ↓ -83% |
| MedCost | PPO | $182.42 | ↓ -82% |
| MedCost | Ultra | $182.42 | ↓ -82% |
| Alliance | Behavioral Health | $213.47 | ↓ -79% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $224.31 | ↓ -78% |
| United Healthcare | HMO-PPO Managed Care | $231.56 | ↓ -78% |
| Aetna | Connected North Carolina Individual HMO | $546.58 | ↓ -47% |
| Ambetter | CoBranded Commercial | $607.21 | ↓ -41% |
| Aetna | Whole Health HMO | $709.52 | ↓ -31% |
| Ambetter | Individual Commercial | $748.71 | ↓ -27% |
| Cigna | Commercial NB | $893.08 | ↓ -13% |
| Employers Health Network | Commercial | $911.65 | ↓ -12% |
| Physician Reach Out | Plan P | $1,031.28 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $1,068.40 | ↑ +4% |
| Magellan | Behavioral Health | $1,237.53 | ↑ +20% |
| Quik Trip | Commercial | $1,340.66 | ↑ +30% |
| GMMI | Commercial | $1,340.66 | ↑ +30% |
| Cigna | Commercial SAR | $1,392.22 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $1,485.04 | ↑ +44% |
| First Health | Commercial | $1,650.04 | ↑ +60% |
| Healthgram | Commercial | $1,650.04 | ↑ +60% |
| Aetna First Health | Commercial | $1,650.04 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $1,650.04 | ↑ +60% |
| Cigna | Behavioral Health | $1,650.04 | ↑ +60% |
| Private Health Care Systems | Commercial | $1,691.29 | ↑ +64% |
| Provider Select | Commercial | $1,794.42 | ↑ +74% |
| Beechstreet | Commercial | $1,856.30 | ↑ +80% |
| Multiplan | Commercial | $1,897.55 | ↑ +84% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Echo stress at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $1,031.28 | $63.66 – $1,815.04 |
| Atrium Health Mercy | Charlotte | $1,031.28 | $63.66 – $1,897.55 |
| Atrium Health Pineville | Charlotte | $1,031.28 | $63.66 – $1,897.55 |
| Atrium Health Carolinas Medical Center | Charlotte | $1,031.28 | $63.66 – $1,856.30 |
| Carolinas Rehabilitation Charlotte | Charlotte | $1,031.28 | $63.66 – $1,897.55 |
| Atrium Health Anson | Wadesboro | $1,031.28 | $63.66 – $1,959.42 |
| Atrium Health Cabarrus | Concord | $1,031.28 | $63.66 – $1,959.42 |
| Atrium Health Cleveland | Shelby | $1,031.28 | $63.66 – $1,959.42 |