Card MRI veloc flow mapping at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$569.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,138.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.00 with Cigna Healthspring vs $1,446.30 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $11.00 ↓ -98%
Humana Medicare Advantage $11.22 ↓ -98%
Aetna Medicare Advantage $11.39 ↓ -98%
United Healthcare Medicare Advantage $11.42 ↓ -98%
Ortho Carolina Commercial $13.75 ↓ -98%
United Healthcare IEX Commercial $22.48 ↓ -96%
Aetna North Carolina Preferred Plus Commercial $23.16 ↓ -96%
Aetna Whole Health HMO $24.70 ↓ -96%
Aetna Broad Network $25.55 ↓ -96%
MedCost PPO $31.56 ↓ -94%
MedCost Ultra $31.56 ↓ -94%
United Healthcare HMO-PPO Managed Care $31.78 ↓ -94%
Blue Cross Blue Shield of North Carolina Local Group Commercial $37.84 ↓ -93%
ChoiceCare Commercial $39.98 ↓ -93%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $39.98 ↓ -93%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $49.79 ↓ -91%
Partners Managed Medicaid $113.88 ↓ -80%
Amerihealth Caritas Managed Medicaid $116.72 ↓ -80%
Alliance Behavioral Health $117.86 ↓ -79%
Wellcare Managed Medicaid $118.89 ↓ -79%
Healthy Blue Managed Medicaid $118.89 ↓ -79%
Carolina Complete Health Managed Medicaid $118.89 ↓ -79%
Vaya Managed Medicaid $120.02 ↓ -79%
Alliance Managed Medicaid $121.28 ↓ -79%
Trillium Managed Medicaid $122.42 ↓ -78%
United Healthcare Managed Medicaid $172.07 ↓ -70%
Aetna Connected North Carolina Individual HMO $301.77 ↓ -47%
Ambetter CoBranded Commercial $335.25 ↓ -41%
Ambetter Individual Commercial $413.37 ↓ -27%
Cigna Commercial NB $493.08 ↓ -13%
Employers Health Network Commercial $503.33 ↓ -12%
Physician Reach Out Plan P $569.38 ↑ +0%
Magellan Behavioral Health $683.25 ↑ +20%
Quik Trip Commercial $740.19 ↑ +30%
GMMI Commercial $740.19 ↑ +30%
Cigna Commercial SAR $768.66 ↑ +35%
Carolina Behavioral Health Employee Plan $819.90 ↑ +44%
Cigna Behavioral Health $911.00 ↑ +60%
First Health Commercial $911.00 ↑ +60%
Healthgram Commercial $911.00 ↑ +60%
Aetna First Health Commercial $911.00 ↑ +60%
Carolina Behavioral Health Commercial $911.00 ↑ +60%
Private Health Care Systems Commercial $933.78 ↑ +64%
Provider Select Commercial $990.71 ↑ +74%
Beechstreet Commercial $1,024.88 ↑ +80%
Multiplan Commercial $1,047.65 ↑ +84%
Cigna HMO-PPO Managed Care $1,446.30 ↑ +154%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Card MRI veloc flow mapping at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $569.38 $11.00 – $1,138.75
Atrium Health Mercy Charlotte $569.38 $11.00 – $1,047.65
Atrium Health Pineville Charlotte $569.38 $11.00 – $1,047.65
Atrium Health Carolinas Medical Center Charlotte $569.38 $11.00 – $1,024.88
Carolinas Rehabilitation Charlotte Charlotte $569.38 $11.00 – $1,047.65
Atrium Health Anson Wadesboro $569.38 $11.00 – $1,081.81
Atrium Health Cabarrus Concord $569.38 $11.00 – $1,081.81
Atrium Health Cleveland Shelby $569.38 $11.00 – $1,081.81

All North-carolina hospitals for this procedure →