Amputation toe interphalangeal joint at Atrium Health University City

8800 N Tryon St, Charlotte, NC · Atrium Health · · NPI 1346297892

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$2,022.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,044.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$160.62 with Cigna Healthspring vs $3,721.03 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $160.62 ↓ -92%
Humana Medicare Advantage $163.83 ↓ -92%
Aetna Medicare Advantage $166.24 ↓ -92%
United Healthcare Medicare Advantage $166.70 ↓ -92%
Ortho Carolina Commercial $200.78 ↓ -90%
Partners Managed Medicaid $297.02 ↓ -85%
Trillium Managed Medicaid $297.02 ↓ -85%
Carolina Complete Health Managed Medicaid $299.99 ↓ -85%
Wellcare Managed Medicaid $299.99 ↓ -85%
United Healthcare Managed Medicaid $299.99 ↓ -85%
Amerihealth Caritas Managed Medicaid $299.99 ↓ -85%
Healthy Blue Managed Medicaid $299.99 ↓ -85%
Vaya Managed Medicaid $299.99 ↓ -85%
Alliance Managed Medicaid $302.96 ↓ -85%
Alliance Behavioral Health $418.62 ↓ -79%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $639.45 ↓ -68%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $760.63 ↓ -62%
Blue Cross Blue Shield of North Carolina Local Group Commercial $812.16 ↓ -60%
Aetna Connected North Carolina Individual HMO $1,071.82 ↓ -47%
Ambetter CoBranded Commercial $1,190.73 ↓ -41%
United Healthcare IEX Commercial $1,306.41 ↓ -35%
Aetna Whole Health HMO $1,391.34 ↓ -31%
Ambetter Individual Commercial $1,468.19 ↓ -27%
Aetna North Carolina Preferred Plus Commercial $1,646.15 ↓ -19%
Cigna Commercial NB $1,751.31 ↓ -13%
Employers Health Network Commercial $1,787.71 ↓ -12%
United Healthcare HMO-PPO Managed Care $1,828.16 ↓ -10%
Aetna Broad Network $1,852.43 ↓ -8%
Physician Reach Out Plan P $2,022.30 ↑ +0%
MedCost Ultra $2,042.52 ↑ +1%
Cigna HMO-PPO Managed Care $2,095.10 ↑ +4%
MedCost PPO $2,345.87 ↑ +16%
Magellan Behavioral Health $2,426.76 ↑ +20%
Quik Trip Commercial $2,628.99 ↑ +30%
GMMI Commercial $2,628.99 ↑ +30%
Cigna Commercial SAR $2,730.11 ↑ +35%
Carolina Behavioral Health Employee Plan $2,912.11 ↑ +44%
ChoiceCare Commercial $2,912.11 ↑ +44%
Healthgram Commercial $3,235.68 ↑ +60%
Carolina Behavioral Health Commercial $3,235.68 ↑ +60%
First Health Commercial $3,235.68 ↑ +60%
Aetna First Health Commercial $3,235.68 ↑ +60%
Cigna Behavioral Health $3,235.68 ↑ +60%
Private Health Care Systems Commercial $3,316.57 ↑ +64%
Provider Select Commercial $3,518.80 ↑ +74%
Beechstreet Commercial $3,640.14 ↑ +80%
Multiplan Commercial $3,721.03 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Amputation toe interphalangeal joint at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $2,022.30 $160.62 – $3,559.25
Atrium Health Mercy Charlotte $2,022.30 $75.38 – $3,721.03
Atrium Health Pineville Charlotte $2,022.30 $160.62 – $3,721.03
Atrium Health Carolinas Medical Center Charlotte $2,022.30 $75.38 – $3,640.14
Carolinas Rehabilitation Charlotte Charlotte $2,022.30 $160.62 – $3,721.03
Atrium Health Anson Wadesboro $2,022.30 $160.62 – $3,842.37
Atrium Health Cabarrus Concord $2,022.30 $160.62 – $3,842.37
Atrium Health Cleveland Shelby $2,022.30 $160.62 – $3,842.37

All North-carolina hospitals for this procedure →