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So neo gsap dna mcrstl ins at Atrium Health Mercy
2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135
$2,332.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,665.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$914.81 with Humana vs $4,292.49 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $914.81 | ↓ -61% |
| Aetna | Medicare Advantage | $928.26 | ↓ -60% |
| Cigna Healthspring | Medicare Advantage | $941.71 | ↓ -60% |
| United Healthcare | Medicare Advantage | $944.49 | ↓ -60% |
| Amerihealth Caritas | Managed Medicaid | $1,017.60 | ↓ -56% |
| Partners | Managed Medicaid | $1,026.47 | ↓ -56% |
| Alliance | Behavioral Health | $1,027.40 | ↓ -56% |
| Carolina Complete Health | Managed Medicaid | $1,036.73 | ↓ -56% |
| Wellcare | Managed Medicaid | $1,036.73 | ↓ -56% |
| Healthy Blue | Managed Medicaid | $1,036.73 | ↓ -56% |
| Vaya | Managed Medicaid | $1,046.99 | ↓ -55% |
| Alliance | Managed Medicaid | $1,057.26 | ↓ -55% |
| Trillium | Managed Medicaid | $1,067.99 | ↓ -54% |
| Ortho Carolina | Commercial | $1,121.09 | ↓ -52% |
| Aetna | Connected North Carolina Individual HMO | $1,236.42 | ↓ -47% |
| Ambetter | CoBranded Commercial | $1,355.40 | ↓ -42% |
| United Healthcare | Managed Medicaid | $1,522.43 | ↓ -35% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $1,542.03 | ↓ -34% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $1,550.90 | ↓ -34% |
| Aetna | Whole Health HMO | $1,595.69 | ↓ -32% |
| Ambetter | Individual Commercial | $1,693.67 | ↓ -27% |
| United Healthcare | IEX Commercial | $1,875.63 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $1,898.96 | ↓ -19% |
| Cigna | Commercial NB | $2,020.27 | ↓ -13% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $2,040.80 | ↓ -13% |
| Employers Health Network | Commercial | $2,062.26 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $2,113.58 | ↓ -9% |
| Aetna | Broad Network | $2,136.91 | ↓ -8% |
| MedCost | Ultra | $2,286.22 | ↓ -2% |
| Physician Reach Out | Plan P | $2,332.88 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $2,416.86 | ↑ +4% |
| MedCost | PPO | $2,710.80 | ↑ +16% |
| Magellan | Behavioral Health | $2,799.45 | ↑ +20% |
| Aetna First Health | Commercial | $2,846.11 | ↑ +22% |
| Quik Trip | Commercial | $3,032.74 | ↑ +30% |
| GMMI | Commercial | $3,032.74 | ↑ +30% |
| Cigna | Commercial SAR | $3,149.38 | ↑ +35% |
| ChoiceCare | Commercial | $3,359.34 | ↑ +44% |
| Carolina Behavioral Health | Employee Plan | $3,359.34 | ↑ +44% |
| Healthgram | Commercial | $3,732.60 | ↑ +60% |
| Cigna | Behavioral Health | $3,732.60 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $3,732.60 | ↑ +60% |
| Provider Select | Commercial | $3,779.26 | ↑ +62% |
| Lifesynch Community Choice Care | Behavioral Health | $3,825.92 | ↑ +64% |
| Private Health Care Systems | Commercial | $3,825.92 | ↑ +64% |
| First Health | Commercial | $3,872.57 | ↑ +66% |
| Beechstreet | Commercial | $4,199.18 | ↑ +80% |
| Multiplan | Commercial | $4,292.49 | ↑ +84% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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So neo gsap dna mcrstl ins at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $2,332.88 | $886.49 – $4,665.75 |
| Atrium Health Pineville | Charlotte | $2,332.88 | $466.58 – $4,292.49 |
| Atrium Health University City | Charlotte | $2,332.88 | $466.58 – $4,292.49 |
| Atrium Health Carolinas Medical Center | Charlotte | $2,332.88 | $914.81 – $4,199.18 |
| Carolinas Rehabilitation Charlotte | Charlotte | $2,332.88 | $914.81 – $4,292.49 |
| Atrium Health Anson | Wadesboro | $2,332.88 | $698.00 – $4,432.46 |
| Atrium Health Cabarrus | Concord | $2,332.88 | $572.49 – $4,432.46 |
| Atrium Health Cleveland | Shelby | $2,332.88 | $653.21 – $4,432.46 |