Npsy fam hlth interv ea addl 15 min at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$93.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$187.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.23 with Cigna Healthspring vs $172.55 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $22.23 ↓ -76%
Humana Medicare Advantage $22.67 ↓ -76%
Aetna Medicare Advantage $23.01 ↓ -75%
United Healthcare Medicare Advantage $23.07 ↓ -75%
Ortho Carolina Commercial $27.79 ↓ -70%
Amerihealth Caritas Managed Medicaid $40.90 ↓ -56%
Partners Managed Medicaid $41.26 ↓ -56%
Alliance Behavioral Health $41.30 ↓ -56%
Carolina Complete Health Managed Medicaid $41.67 ↓ -56%
Wellcare Managed Medicaid $41.67 ↓ -56%
Healthy Blue Managed Medicaid $41.67 ↓ -56%
Vaya Managed Medicaid $42.09 ↓ -55%
Alliance Managed Medicaid $42.50 ↓ -55%
Trillium Managed Medicaid $42.93 ↓ -54%
Aetna Connected North Carolina Individual HMO $49.70 ↓ -47%
Molina Managed Medicaid $52.77 ↓ -44%
Ambetter CoBranded Commercial $54.48 ↓ -42%
United Healthcare Managed Medicaid $61.20 ↓ -35%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $61.99 ↓ -34%
Blue Cross Blue Shield of North Carolina Local Group Commercial $62.34 ↓ -34%
Aetna Whole Health HMO $64.14 ↓ -32%
Ambetter Individual Commercial $68.08 ↓ -27%
United Healthcare IEX Commercial $75.40 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $76.33 ↓ -19%
Cigna Commercial NB $81.21 ↓ -13%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $82.03 ↓ -13%
Employers Health Network Commercial $82.90 ↓ -12%
United Healthcare HMO-PPO Managed Care $84.96 ↓ -9%
Aetna Broad Network $85.90 ↓ -8%
MedCost Ultra $91.90 ↓ -2%
Physician Reach Out Plan P $93.78 ↑ +0%
Cigna HMO-PPO Managed Care $97.15 ↑ +4%
MedCost PPO $108.97 ↑ +16%
Magellan Behavioral Health $112.53 ↑ +20%
Aetna First Health Commercial $114.41 ↑ +22%
Quik Trip Commercial $121.91 ↑ +30%
GMMI Commercial $121.91 ↑ +30%
Cigna Commercial SAR $126.60 ↑ +35%
Carolina Behavioral Health Employee Plan $135.04 ↑ +44%
ChoiceCare Commercial $135.04 ↑ +44%
Cigna Behavioral Health $150.04 ↑ +60%
Carolina Behavioral Health Commercial $150.04 ↑ +60%
Healthgram Commercial $150.04 ↑ +60%
Provider Select Commercial $151.92 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $153.79 ↑ +64%
Private Health Care Systems Commercial $153.79 ↑ +64%
First Health Commercial $155.67 ↑ +66%
Beechstreet Commercial $168.80 ↑ +80%
Multiplan Commercial $172.55 ↑ +84%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Npsy fam hlth interv ea addl 15 min at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $93.78 $22.23 – $187.55
Atrium Health Pineville Charlotte $93.78 $18.76 – $172.55
Atrium Health University City Charlotte $93.78 $18.76 – $172.55
Atrium Health Carolinas Medical Center Charlotte $93.78 $22.23 – $168.80
Carolinas Rehabilitation Charlotte Charlotte $93.78 $22.23 – $172.55
Atrium Health Anson Wadesboro $93.78 $22.23 – $178.17
Atrium Health Cabarrus Concord $93.78 $22.23 – $178.17
Atrium Health Cleveland Shelby $93.78 $22.23 – $178.17

All North-carolina hospitals for this procedure →