Implant cartilage 10mm synthetic at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$15,000.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$30,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.46 with Blue Cross Blue Shield of North Carolina vs $115.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of North Carolina Local Individual Commercial $22.46 ↓ -100%
Amerihealth Caritas Managed Medicaid $27.26 ↓ -100%
Partners Managed Medicaid $27.50 ↓ -100%
Alliance Behavioral Health $27.53 ↓ -100%
Healthy Blue Managed Medicaid $27.78 ↓ -100%
Wellcare Managed Medicaid $27.78 ↓ -100%
Carolina Complete Health Managed Medicaid $27.78 ↓ -100%
Vaya Managed Medicaid $28.05 ↓ -100%
Alliance Managed Medicaid $28.33 ↓ -100%
Trillium Managed Medicaid $28.61 ↓ -100%
Blue Cross Blue Shield of North Carolina Local Group Commercial $29.51 ↓ -100%
Aetna Connected North Carolina Individual HMO $33.13 ↓ -100%
Ambetter CoBranded Commercial $36.31 ↓ -100%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $38.83 ↓ -100%
United Healthcare Managed Medicaid $40.79 ↓ -100%
Aetna Whole Health HMO $42.75 ↓ -100%
Ambetter Individual Commercial $45.38 ↓ -100%
United Healthcare IEX Commercial $50.25 ↓ -100%
Aetna North Carolina Preferred Plus Commercial $50.88 ↓ -100%
Cigna Commercial NB $54.13 ↓ -100%
Employers Health Network Commercial $55.25 ↓ -100%
United Healthcare HMO-PPO Managed Care $56.63 ↓ -100%
Cigna HMO-PPO Managed Care $56.75 ↓ -100%
Aetna Broad Network $57.25 ↓ -100%
MedCost Ultra $61.25 ↓ -100%
Physician Reach Out Plan P $62.50 ↓ -100%
MedCost PPO $72.63 ↓ -100%
Magellan Behavioral Health $75.00 ↓ -100%
Aetna First Health Commercial $76.25 ↓ -99%
Quik Trip Commercial $81.25 ↓ -99%
GMMI Commercial $81.25 ↓ -99%
Cigna Commercial SAR $84.38 ↓ -99%
Carolina Behavioral Health Employee Plan $90.00 ↓ -99%
ChoiceCare Commercial $90.00 ↓ -99%
Healthgram Commercial $100.00 ↓ -99%
Carolina Behavioral Health Commercial $100.00 ↓ -99%
Cigna Behavioral Health $100.00 ↓ -99%
Provider Select Commercial $101.25 ↓ -99%
Lifesynch Community Choice Care Behavioral Health $102.50 ↓ -99%
Private Health Care Systems Commercial $102.50 ↓ -99%
First Health Commercial $103.75 ↓ -99%
Beechstreet Commercial $112.50 ↓ -99%
Multiplan Commercial $115.00 ↓ -99%
Aetna Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —
Cigna Healthspring Medicare Advantage not published by hospital —
Molina Managed Medicaid not published by hospital —
Ortho Carolina Commercial not published by hospital —
Physician Reach Out Plan H not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

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Implant cartilage 10mm synthetic at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $15,000.00 $23.75 – $125.00
Atrium Health Pineville Charlotte $15,000.00 $12.50 – $115.00
Atrium Health University City Charlotte $15,000.00 $12.50 – $115.00
Atrium Health Carolinas Medical Center Charlotte $15,000.00 $23.94 – $112.50
Carolinas Rehabilitation Charlotte Charlotte $15,000.00 $38.24 – $115.00
Atrium Health Anson Wadesboro $15,000.00 $18.70 – $118.75
Atrium Health Cabarrus Concord $15,000.00 $15.34 – $118.75
Atrium Health Cleveland Shelby $15,000.00 $17.50 – $118.75

All North-carolina hospitals for this procedure →