Hla i typing complete lr at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$425.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$851.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$185.71 with Amerihealth Caritas vs $783.38 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Caritas Managed Medicaid $185.71 ↓ -56%
Partners Managed Medicaid $187.33 ↓ -56%
Alliance Behavioral Health $187.50 ↓ -56%
Carolina Complete Health Managed Medicaid $189.20 ↓ -56%
Wellcare Managed Medicaid $189.20 ↓ -56%
Healthy Blue Managed Medicaid $189.20 ↓ -56%
Vaya Managed Medicaid $191.08 ↓ -55%
Alliance Managed Medicaid $192.95 ↓ -55%
Trillium Managed Medicaid $194.91 ↓ -54%
Aetna Connected North Carolina Individual HMO $225.65 ↓ -47%
Ambetter CoBranded Commercial $247.36 ↓ -42%
United Healthcare Managed Medicaid $277.84 ↓ -35%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $281.42 ↓ -34%
Blue Cross Blue Shield of North Carolina Local Group Commercial $283.04 ↓ -34%
Aetna Whole Health HMO $291.21 ↓ -32%
Ambetter Individual Commercial $309.09 ↓ -27%
United Healthcare IEX Commercial $342.30 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $346.56 ↓ -19%
Cigna Commercial NB $368.70 ↓ -13%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $372.45 ↓ -13%
Employers Health Network Commercial $376.36 ↓ -12%
United Healthcare HMO-PPO Managed Care $385.73 ↓ -9%
Aetna Broad Network $389.99 ↓ -8%
Humana Medicare Advantage $411.66 ↓ -3%
MedCost Ultra $417.24 ↓ -2%
Aetna Medicare Advantage $417.72 ↓ -2%
Cigna Healthspring Medicare Advantage $423.77 ↓ -0%
United Healthcare Medicare Advantage $425.02 ↓ -0%
Physician Reach Out Plan P $425.75 ↑ +0%
Cigna HMO-PPO Managed Care $441.08 ↑ +4%
MedCost PPO $494.72 ↑ +16%
Ortho Carolina Commercial $504.49 ↑ +18%
Magellan Behavioral Health $510.90 ↑ +20%
Aetna First Health Commercial $519.42 ↑ +22%
GMMI Commercial $553.48 ↑ +30%
Quik Trip Commercial $553.48 ↑ +30%
Cigna Commercial SAR $574.76 ↑ +35%
Carolina Behavioral Health Employee Plan $613.08 ↑ +44%
ChoiceCare Commercial $613.08 ↑ +44%
Healthgram Commercial $681.20 ↑ +60%
Carolina Behavioral Health Commercial $681.20 ↑ +60%
Cigna Behavioral Health $681.20 ↑ +60%
Provider Select Commercial $689.72 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $698.23 ↑ +64%
Private Health Care Systems Commercial $698.23 ↑ +64%
First Health Commercial $706.75 ↑ +66%
Beechstreet Commercial $766.35 ↑ +80%
Multiplan Commercial $783.38 ↑ +84%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital
Molina Managed Medicaid not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hla i typing complete lr at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $425.75 $161.79 – $851.50
Atrium Health Pineville Charlotte $425.75 $85.15 – $783.38
Atrium Health University City Charlotte $425.75 $85.15 – $783.38
Atrium Health Carolinas Medical Center Charlotte $425.75 $185.71 – $766.35
Carolinas Rehabilitation Charlotte Charlotte $425.75 $260.47 – $783.38
Atrium Health Anson Wadesboro $425.75 $127.38 – $808.93
Atrium Health Cabarrus Concord $425.75 $104.48 – $808.93
Atrium Health Cleveland Shelby $425.75 $119.21 – $808.93

All North-carolina hospitals for this procedure →