Ghs insertion of needle - bone at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$115.03

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$230.05

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.36 with Partners vs $211.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $47.36 ↓ -59%
Wellcare Managed Medicaid $47.83 ↓ -58%
Vaya Managed Medicaid $47.83 ↓ -58%
United Healthcare Managed Medicaid $47.83 ↓ -58%
Trillium Managed Medicaid $47.83 ↓ -58%
Amerihealth Caritas Managed Medicaid $47.83 ↓ -58%
Healthy Blue Managed Medicaid $47.83 ↓ -58%
Carolina Complete Health Managed Medicaid $47.83 ↓ -58%
Alliance Managed Medicaid $48.31 ↓ -58%
Alliance Behavioral Health $50.66 ↓ -56%
Cigna Healthspring Medicare Advantage $54.42 ↓ -53%
Humana Medicare Advantage $55.51 ↓ -52%
Aetna Medicare Advantage $56.32 ↓ -51%
United Healthcare Medicare Advantage $56.48 ↓ -51%
Aetna Connected North Carolina Individual HMO $60.96 ↓ -47%
Ambetter CoBranded Commercial $66.83 ↓ -42%
Ortho Carolina Commercial $68.03 ↓ -41%
United Healthcare IEX Commercial $74.31 ↓ -35%
Molina Managed Medicaid $75.38 ↓ -34%
Aetna Whole Health HMO $78.68 ↓ -32%
Ambetter Individual Commercial $83.51 ↓ -27%
Aetna North Carolina Preferred Plus Commercial $93.63 ↓ -19%
Blue Cross Blue Shield of North Carolina Local Group Commercial $94.96 ↓ -17%
Cigna Commercial NB $99.61 ↓ -13%
Employers Health Network Commercial $101.68 ↓ -12%
United Healthcare HMO-PPO Managed Care $104.21 ↓ -9%
Aetna Broad Network $105.36 ↓ -8%
MedCost Ultra $112.72 ↓ -2%
Physician Reach Out Plan P $115.03 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $124.96 ↑ +9%
Cigna HMO-PPO Managed Care $129.98 ↑ +13%
MedCost PPO $133.66 ↑ +16%
Magellan Behavioral Health $138.03 ↑ +20%
Aetna First Health Commercial $140.33 ↑ +22%
GMMI Commercial $149.53 ↑ +30%
Quik Trip Commercial $149.53 ↑ +30%
Cigna Commercial SAR $155.28 ↑ +35%
Carolina Behavioral Health Employee Plan $165.64 ↑ +44%
ChoiceCare Commercial $165.64 ↑ +44%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $174.49 ↑ +52%
Cigna Behavioral Health $184.04 ↑ +60%
Carolina Behavioral Health Commercial $184.04 ↑ +60%
Healthgram Commercial $184.04 ↑ +60%
Provider Select Commercial $186.34 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $188.64 ↑ +64%
Private Health Care Systems Commercial $188.64 ↑ +64%
First Health Commercial $190.94 ↑ +66%
Beechstreet Commercial $207.05 ↑ +80%
Multiplan Commercial $211.65 ↑ +84%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs insertion of needle - bone at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $115.03 $43.02 – $202.44
Atrium Health Pineville Charlotte $115.03 $23.01 – $211.65
Atrium Health University City Charlotte $115.03 $23.01 – $211.65
Atrium Health Carolinas Medical Center Charlotte $115.03 $47.36 – $207.05
Carolinas Rehabilitation Charlotte Charlotte $115.03 $47.83 – $211.65
Atrium Health Anson Wadesboro $115.03 $34.42 – $218.55
Atrium Health Cabarrus Concord $115.03 $28.23 – $218.55
Atrium Health Cleveland Shelby $115.03 $32.21 – $218.55

All North-carolina hospitals for this procedure →