Exc/unroofing cyst kidney at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$784.42 with Partners vs $1,091.86 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $784.42
United Healthcare Managed Medicaid $792.26
Wellcare Managed Medicaid $792.26
Amerihealth Caritas Managed Medicaid $792.26
Healthy Blue Managed Medicaid $792.26
Carolina Complete Health Managed Medicaid $792.26
Vaya Managed Medicaid $792.26
Trillium Managed Medicaid $792.26
Alliance Managed Medicaid $800.11
Cigna Healthspring Medicare Advantage $873.49
Humana Medicare Advantage $890.96
Aetna Medicare Advantage $904.06
United Healthcare Medicare Advantage $906.55
Ortho Carolina Commercial $1,091.86

Visitor-reported prices

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Exc/unroofing cyst kidney at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte not published $792.26 – $917.16
Atrium Health Pineville Charlotte not published $784.42 – $1,091.86
Atrium Health University City Charlotte not published $784.42 – $1,091.86
Atrium Health Carolinas Medical Center Charlotte not published $784.42 – $1,091.86
Carolinas Rehabilitation Charlotte Charlotte not published $792.26 – $904.06
Atrium Health Anson Wadesboro not published $784.42 – $904.06
Atrium Health Cabarrus Concord not published $784.42 – $1,091.86
Atrium Health Cleveland Shelby not published $784.42 – $904.06

All North-carolina hospitals for this procedure →