Embryo hatching at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$455.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$910.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.24 with Humana vs $837.29 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $166.24 ↓ -63%
Aetna Medicare Advantage $168.68 ↓ -63%
Cigna Healthspring Medicare Advantage $171.13 ↓ -62%
United Healthcare Medicare Advantage $171.63 ↓ -62%
Amerihealth Caritas Managed Medicaid $198.49 ↓ -56%
Partners Managed Medicaid $200.22 ↓ -56%
Alliance Behavioral Health $200.40 ↓ -56%
Carolina Complete Health Managed Medicaid $202.22 ↓ -56%
Wellcare Managed Medicaid $202.22 ↓ -56%
Healthy Blue Managed Medicaid $202.22 ↓ -56%
Ortho Carolina Commercial $203.73 ↓ -55%
Vaya Managed Medicaid $204.23 ↓ -55%
Alliance Managed Medicaid $206.23 ↓ -55%
Trillium Managed Medicaid $208.32 ↓ -54%
Aetna Connected North Carolina Individual HMO $241.18 ↓ -47%
Ambetter CoBranded Commercial $264.38 ↓ -42%
United Healthcare Managed Medicaid $296.97 ↓ -35%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $300.79 ↓ -34%
Blue Cross Blue Shield of North Carolina Local Group Commercial $302.52 ↓ -34%
Aetna Whole Health HMO $311.25 ↓ -32%
Ambetter Individual Commercial $330.37 ↓ -27%
United Healthcare IEX Commercial $365.86 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $370.41 ↓ -19%
Cigna Commercial NB $394.07 ↓ -13%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $398.08 ↓ -13%
Employers Health Network Commercial $402.26 ↓ -12%
United Healthcare HMO-PPO Managed Care $412.28 ↓ -9%
Aetna Broad Network $416.83 ↓ -8%
MedCost Ultra $445.95 ↓ -2%
Physician Reach Out Plan P $455.05 ↑ +0%
Cigna HMO-PPO Managed Care $471.43 ↑ +4%
MedCost PPO $528.77 ↑ +16%
Magellan Behavioral Health $546.06 ↑ +20%
Aetna First Health Commercial $555.16 ↑ +22%
GMMI Commercial $591.57 ↑ +30%
Quik Trip Commercial $591.57 ↑ +30%
Cigna Commercial SAR $614.32 ↑ +35%
Carolina Behavioral Health Employee Plan $655.27 ↑ +44%
ChoiceCare Commercial $655.27 ↑ +44%
Healthgram Commercial $728.08 ↑ +60%
Carolina Behavioral Health Commercial $728.08 ↑ +60%
Cigna Behavioral Health $728.08 ↑ +60%
Provider Select Commercial $737.18 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $746.28 ↑ +64%
Private Health Care Systems Commercial $746.28 ↑ +64%
First Health Commercial $755.38 ↑ +66%
Beechstreet Commercial $819.09 ↑ +80%
Multiplan Commercial $837.29 ↑ +84%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital
Molina Managed Medicaid not published by hospital

Visitor-reported prices

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Embryo hatching at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $455.05 $172.92 – $910.10
Atrium Health Pineville Charlotte $455.05 $91.01 – $837.29
Atrium Health University City Charlotte $455.05 $91.01 – $837.29
Atrium Health Carolinas Medical Center Charlotte $455.05 $166.24 – $819.09
Carolinas Rehabilitation Charlotte Charlotte $455.05 $174.79 – $837.29
Atrium Health Anson Wadesboro $455.05 $136.15 – $864.60
Atrium Health Cabarrus Concord $455.05 $111.67 – $864.60
Atrium Health Cleveland Shelby $455.05 $127.41 – $864.60

All North-carolina hospitals for this procedure →