Echo exam of fetal heart at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$279.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$558.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.68 with Cigna Healthspring vs $513.59 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $19.68 ↓ -93%
Humana Medicare Advantage $20.07 ↓ -93%
Aetna Medicare Advantage $20.37 ↓ -93%
United Healthcare Medicare Advantage $20.42 ↓ -93%
Partners Managed Medicaid $22.54 ↓ -92%
Amerihealth Caritas Managed Medicaid $22.77 ↓ -92%
Wellcare Managed Medicaid $22.77 ↓ -92%
Trillium Managed Medicaid $22.77 ↓ -92%
United Healthcare Managed Medicaid $22.77 ↓ -92%
Carolina Complete Health Managed Medicaid $22.77 ↓ -92%
Healthy Blue Managed Medicaid $22.77 ↓ -92%
Vaya Managed Medicaid $22.77 ↓ -92%
Alliance Managed Medicaid $22.99 ↓ -92%
Ortho Carolina Commercial $24.60 ↓ -91%
Molina Managed Medicaid $62.79 ↓ -78%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $67.32 ↓ -76%
Alliance Behavioral Health $122.93 ↓ -56%
United Healthcare HMO-PPO Managed Care $132.40 ↓ -53%
Aetna Connected North Carolina Individual HMO $147.94 ↓ -47%
Ambetter CoBranded Commercial $162.17 ↓ -42%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $184.50 ↓ -34%
Blue Cross Blue Shield of North Carolina Local Group Commercial $185.56 ↓ -34%
Aetna Whole Health HMO $190.92 ↓ -32%
Ambetter Individual Commercial $202.64 ↓ -27%
United Healthcare IEX Commercial $224.42 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $227.21 ↓ -19%
Cigna Commercial NB $241.72 ↓ -13%
Employers Health Network Commercial $246.75 ↓ -12%
Aetna Broad Network $255.68 ↓ -8%
MedCost Ultra $273.54 ↓ -2%
Physician Reach Out Plan P $279.13 ↑ +0%
Cigna HMO-PPO Managed Care $289.17 ↑ +4%
MedCost PPO $324.34 ↑ +16%
Magellan Behavioral Health $334.95 ↑ +20%
Aetna First Health Commercial $340.53 ↑ +22%
Quik Trip Commercial $362.86 ↑ +30%
GMMI Commercial $362.86 ↑ +30%
Cigna Commercial SAR $376.82 ↑ +35%
Carolina Behavioral Health Employee Plan $401.94 ↑ +44%
ChoiceCare Commercial $401.94 ↑ +44%
Cigna Behavioral Health $446.60 ↑ +60%
Carolina Behavioral Health Commercial $446.60 ↑ +60%
Healthgram Commercial $446.60 ↑ +60%
Provider Select Commercial $452.18 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $457.77 ↑ +64%
Private Health Care Systems Commercial $457.77 ↑ +64%
First Health Commercial $463.35 ↑ +66%
Beechstreet Commercial $502.43 ↑ +80%
Multiplan Commercial $513.59 ↑ +84%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $279.13 $19.68 – $491.26
Atrium Health Pineville Charlotte $279.13 $19.68 – $513.59
Atrium Health University City Charlotte $279.13 $19.68 – $513.59
Atrium Health Carolinas Medical Center Charlotte $279.13 $19.68 – $502.43
Carolinas Rehabilitation Charlotte Charlotte $279.13 $19.68 – $513.59
Atrium Health Anson Wadesboro $279.13 $19.68 – $530.34
Atrium Health Cabarrus Concord $279.13 $19.68 – $530.34
Atrium Health Cleveland Shelby $279.13 $19.68 – $530.34

All North-carolina hospitals for this procedure →