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Cystoscopy (Bladder Scope) at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$404.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$808.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.73 with Cigna Healthspring vs $743.36 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $73.73 ↓ -82%
Humana Medicare Advantage $75.20 ↓ -81%
Molina Managed Medicaid $75.38 ↓ -81%
Aetna Medicare Advantage $76.31 ↓ -81%
United Healthcare Medicare Advantage $76.52 ↓ -81%
Ortho Carolina Commercial $92.16 ↓ -77%
Partners Managed Medicaid $104.54 ↓ -74%
United Healthcare Managed Medicaid $105.59 ↓ -74%
Wellcare Managed Medicaid $105.59 ↓ -74%
Trillium Managed Medicaid $105.59 ↓ -74%
Healthy Blue Managed Medicaid $105.59 ↓ -74%
Vaya Managed Medicaid $105.59 ↓ -74%
Amerihealth Caritas Managed Medicaid $105.59 ↓ -74%
Carolina Complete Health Managed Medicaid $105.59 ↓ -74%
Alliance Managed Medicaid $106.63 ↓ -74%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $145.20 ↓ -64%
Alliance Behavioral Health $177.92 ↓ -56%
Blue Cross Blue Shield of North Carolina Local Group Commercial $190.77 ↓ -53%
MedCost Ultra $207.84 ↓ -49%
MedCost PPO $207.84 ↓ -49%
Aetna Connected North Carolina Individual HMO $214.12 ↓ -47%
Ambetter CoBranded Commercial $234.72 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $250.96 ↓ -38%
United Healthcare IEX Commercial $260.98 ↓ -35%
Aetna Whole Health HMO $276.34 ↓ -32%
ChoiceCare Commercial $288.53 ↓ -29%
Ambetter Individual Commercial $293.30 ↓ -27%
Aetna North Carolina Preferred Plus Commercial $328.86 ↓ -19%
Cigna Commercial NB $349.86 ↓ -13%
Employers Health Network Commercial $357.14 ↓ -12%
United Healthcare HMO-PPO Managed Care $366.02 ↓ -9%
Aetna Broad Network $370.06 ↓ -8%
Physician Reach Out Plan P $404.00 ↑ +0%
Cigna HMO-PPO Managed Care $418.54 ↑ +4%
Magellan Behavioral Health $484.80 ↑ +20%
Aetna First Health Commercial $492.88 ↑ +22%
Quik Trip Commercial $525.20 ↑ +30%
GMMI Commercial $525.20 ↑ +30%
Cigna Commercial SAR $545.40 ↑ +35%
Carolina Behavioral Health Employee Plan $581.76 ↑ +44%
Cigna Behavioral Health $646.40 ↑ +60%
Carolina Behavioral Health Commercial $646.40 ↑ +60%
Healthgram Commercial $646.40 ↑ +60%
Provider Select Commercial $654.48 ↑ +62%
Private Health Care Systems Commercial $662.56 ↑ +64%
Lifesynch Community Choice Care Behavioral Health $662.56 ↑ +64%
First Health Commercial $670.64 ↑ +66%
Beechstreet Commercial $727.20 ↑ +80%
Multiplan Commercial $743.36 ↑ +84%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Cystoscopy (Bladder Scope) at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $404.00 $73.73 – $711.04
Atrium Health Pineville Charlotte $404.00 $73.73 – $743.36
Carolinas Rehabilitation Charlotte Charlotte $404.00 $73.73 – $743.36
Atrium Health University City Charlotte $404.00 $73.73 – $743.36
Atrium Health Carolinas Medical Center Charlotte $404.00 $73.73 – $727.20
Atrium Health Anson Wadesboro $404.00 $73.73 – $767.60
Atrium Health Cleveland Shelby $404.00 $73.73 – $767.60
Atrium Health Cabarrus Concord $404.00 $73.73 – $767.60

All North-carolina hospitals for this procedure →